Standard Chartered India (StanChart) is a foreign bank operating in India, headquartered in Mumbai, established in 1858. Its headline 1-year FD rate of 6.60% is +1.10% above the foreign bank average of 5.50%, ranking #2 of 3 foreign banks.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 8 Mar 2022, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India) — Indian operations' deposits insured by DICGC up to ₹5,00,000.
Estimate returns at StanChart (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7-9 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
7-9 days |
4.00% | 2.75% | Below ₹3 crore (retail) | |
10-14 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
10-14 days |
3.00% | 2.75% | Below ₹3 crore (retail) | |
15 -17days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
15 -17days |
3.00% | 2.75% | Below ₹3 crore (retail) | |
18-20days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
18-20days |
3.00% | 2.75% | Below ₹3 crore (retail) | |
21-23days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
21-23days |
3.00% | 2.75% | Below ₹3 crore (retail) | |
24-26 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
24-26 days |
3.00% | 2.75% | Below ₹3 crore (retail) | |
27-29days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
27-29days |
3.00% | 2.75% | Below ₹3 crore (retail) | |
30-32 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
30-32 days |
3.35% | 2.75% | Below ₹3 crore (retail) | |
33-35 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
33-35 days |
3.35% | 2.75% | Below ₹3 crore (retail) | |
36-38 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
36-38 days |
3.35% | 2.75% | Below ₹3 crore (retail) | |
39-41 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
39-41 days |
3.35% | 2.75% | Below ₹3 crore (retail) | |
42-44 days |
2.75% | 2.75% | Below ₹3 crore (retail) | |
42-44 days |
3.35% | 2.75% | Below ₹3 crore (retail) | |
45 -47 days |
3.25% | 3.25% | Below ₹3 crore (retail) | |
45 -47 days |
3.35% | 3.25% | Below ₹3 crore (retail) | |
48-50 days |
3.25% | 3.25% | Below ₹3 crore (retail) | |
48-50 days |
3.35% | 3.25% | Below ₹3 crore (retail) | |
51-53 days |
3.25% | 3.25% | Below ₹3 crore (retail) | |
51-53 days |
3.35% | 3.25% | Below ₹3 crore (retail) | |
54-56 days |
3.25% | 3.25% | Below ₹3 crore (retail) | |
54-56 days |
3.35% | 3.25% | Below ₹3 crore (retail) | |
57-59 days |
3.25% | 3.25% | Below ₹3 crore (retail) | |
57-59 days |
3.35% | 3.25% | Below ₹3 crore (retail) | |
60-74 days |
3.50% | 3.50% | Below ₹3 crore (retail) | |
60-74 days |
3.60% | 3.50% | Below ₹3 crore (retail) | |
75-85 days |
3.50% | 3.50% | Below ₹3 crore (retail) | |
75-85 days |
3.60% | 3.50% | Below ₹3 crore (retail) | |
86 -104 days |
4.75% | 4.75% | Below ₹3 crore (retail) | |
86 -104 days |
4.30% | 4.75% | Below ₹3 crore (retail) | |
86 -104 days |
4.40% | 4.75% | Below ₹3 crore (retail) | |
105-120 days |
4.75% | 4.75% | Below ₹3 crore (retail) | |
105-120 days |
4.30% | 4.75% | Below ₹3 crore (retail) | |
105-120 days |
4.40% | 4.75% | Below ₹3 crore (retail) | |
121 -149 days |
4.75% | 4.75% | Below ₹3 crore (retail) | |
121 -149 days |
4.30% | 4.75% | Below ₹3 crore (retail) | |
121 -149 days |
4.40% | 4.75% | Below ₹3 crore (retail) | |
150-164 days |
4.75% | 4.75% | Below ₹3 crore (retail) | |
150-164 days |
4.30% | 4.75% | Below ₹3 crore (retail) | |
150-164 days |
4.40% | 4.75% | Below ₹3 crore (retail) | |
165-180 days |
4.75% | 4.75% | Below ₹3 crore (retail) | |
165-180 days |
4.30% | 4.75% | Below ₹3 crore (retail) | |
165-180 days |
4.40% | 4.75% | Below ₹3 crore (retail) | |
181-210 days |
5.75% | 5.75% | Below ₹3 crore (retail) | |
181-210 days |
4.30% | 5.75% | Below ₹3 crore (retail) | |
181-210 days |
4.40% | 5.75% | Below ₹3 crore (retail) | |
211-226 days |
5.75% | 5.75% | Below ₹3 crore (retail) | |
211-226 days |
4.30% | 5.75% | Below ₹3 crore (retail) | |
211-226 days |
4.40% | 5.75% | Below ₹3 crore (retail) | |
227 - 269 days |
5.75% | 5.75% | Below ₹3 crore (retail) | |
227 - 269 days |
4.30% | 5.75% | Below ₹3 crore (retail) | |
227 - 269 days |
4.40% | 5.75% | Below ₹3 crore (retail) | |
270 days-345 days |
5.75% | 5.75% | Below ₹3 crore (retail) | |
270 days-345 days |
4.30% | 5.75% | Below ₹3 crore (retail) | |
270-345 days |
4.40% | 5.75% | Below ₹3 crore (retail) | |
346 days-364 days |
5.75% | 5.75% | Below ₹3 crore (retail) | |
346 days-364 days |
4.30% | 5.75% | Below ₹3 crore (retail) | |
346 days-364 days |
4.40% | 5.75% | Below ₹3 crore (retail) | |
1yr - 376days* |
6.60% | 7.10% | Below ₹3 crore (retail) | |
1yr - 376days* |
4.30% | 7.10% | Below ₹3 crore (retail) | |
1yr - 376days |
4.40% | 7.10% | Below ₹3 crore (retail) | |
377 -379 days |
3.75% | 4.25% | Below ₹3 crore (retail) | |
377 -379 days |
3.75% | 4.25% | Below ₹3 crore (retail) | |
380 - 390 days |
6.50% | 7.00% | Below ₹3 crore (retail) | |
380 - 390 days |
4.30% | 7.00% | Below ₹3 crore (retail) | |
391 days < 18 Months |
6.50% | 7.00% | Below ₹3 crore (retail) | |
391 days < 18 Months |
4.30% | 7.00% | Below ₹3 crore (retail) | |
21M < 2 Yrs |
6.50% | 7.00% | Below ₹3 crore (retail) | |
2 Yrs < 3 Yrs |
6.50% | 7.00% | Below ₹3 crore (retail) | |
21M < 2 Yrs |
4.30% | 7.00% | Below ₹3 crore (retail) | |
2 Yrs < 3 Yrs |
4.30% | 7.00% | Below ₹3 crore (retail) | |
3 Yrs < 4 Yrs |
6.50% | 7.00% | Below ₹3 crore (retail) | |
3 Yrs < 4 Yrs |
4.30% | 7.00% | Below ₹3 crore (retail) | |
4 Yrs < 5Yrs |
6.50% | 7.00% | Below ₹3 crore (retail) | |
4 Yrs < 5Yrs |
4.30% | 7.00% | Below ₹3 crore (retail) | |
5Yrs |
6.25% | 6.75% | Below ₹3 crore (retail) | |
5Yrs |
4.30% | 6.75% | Below ₹3 crore (retail) |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
1yr - 376days* |
6.60% | 7.10% | Any amount | |
1yr - 376days* |
4.30% | 7.10% | Any amount | |
1yr - 376days |
4.40% | 7.10% | Any amount | |
377 -379 days |
3.75% | 4.25% | Any amount | |
377 -379 days |
3.75% | 4.25% | Any amount | |
380 - 390 days |
6.50% | 7.00% | Any amount | |
380 - 390 days |
4.30% | 7.00% | Any amount | |
391 days < 18 Months |
6.50% | 7.00% | Any amount | |
391 days < 18 Months |
4.30% | 7.00% | Any amount | |
21M < 2 Yrs |
6.50% | 7.00% | Any amount | |
2 Yrs < 3 Yrs |
6.50% | 7.00% | Any amount | |
21M < 2 Yrs |
4.30% | 7.00% | Any amount | |
2 Yrs < 3 Yrs |
4.30% | 7.00% | Any amount | |
3 Yrs < 4 Yrs |
6.50% | 7.00% | Any amount | |
3 Yrs < 4 Yrs |
4.30% | 7.00% | Any amount | |
4 Yrs < 5Yrs |
6.50% | 7.00% | Any amount | |
4 Yrs < 5Yrs |
4.30% | 7.00% | Any amount | |
5Yrs |
6.25% | 6.75% | Any amount | |
5Yrs |
4.30% | 6.75% | Any amount |
Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official StanChart website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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