Rates verified from official source

Assam Gramin Vikash Bank
deposit rates

Top FD rate
7.00%
3 years to less than equal to 5 years
Senior citizen FD
7.50%
3 years to less than equal to 5 years
Savings rate
2.50%
Any balance
1-year FD rank
#7
of 28 public sector banks · 6.78%

Overview

www.agvb.co.in

Assam Gramin Vikash Bank (AGVB) is a nationalised public sector bank, headquartered in Guwahati, established in 2006. Its headline 1-year FD rate of 6.78% is +0.23% above the public sector average of 6.55%, ranking #7 of 28 public sector banks.

Headquarters
Guwahati
Established
2006
Ownership
GoI 50%, Punjab National Bank 35%, Govt of Assam 15%
Operates in
Assam
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Regional rural banks report consolidated under their sponsor bank.
1-year FD rate
6.78%
+0.23% above the public sector average of 6.55%
Peer rank
#7
of 28 public sector banks
Recent movement
unchanged

Rates as of 5 Jun 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at AGVB (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 14 days: 3.00% 15 days to 45 days: 3.00% 46 days to 60 days: 3.25% 61 days to 180 days: 3.50% 181 days to 270 days: 4.50% 271 days to less than 1 year: 6.00% 1 year: 6.78% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) More than 1 year to less than 3 years: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 years to less than equal to 5 years: 7.00% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years to 10 years: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m2m6m9m1y366d3y1826d 3.003.003.253.504.506.006.786.257.006.00 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

5.50%6%6.50%7%7.50% 1 year: 7.28% (General: 6.78%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) More than 1 year to less than 3 years: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 years to less than equal to 5 years: 7.50% (General: 7.00%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years to 10 years: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 1y366d3y1826d 7.286.757.506.50 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

6%6.25%6.50%6.75%7%7.25%7.50%7.75% 1 year: 7.28% (Senior: 7.28%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) More than 1 year to less than 3 years: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 years to less than equal to 5 years: 7.50% (Senior: 7.50%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years to 10 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 1y366d3y1826d 7.286.757.506.50 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies to
7 days to 14 days
 3.00% — Below ₹1 crore
15 days to 45 days
 3.00% — Below ₹1 crore
46 days to 60 days
 3.25% — Below ₹1 crore
61 days to 180 days
 3.50% — Below ₹1 crore
181 days to 270 days
 4.50% — Below ₹1 crore
271 days to less than 1 year
 6.00% — Below ₹1 crore
1 year
 6.78% 7.28% Below ₹1 crore
More than 1 year to less than 3 years
 6.25% 6.75% Below ₹1 crore
3 years to less than equal to 5 years
 7.00% 7.50% Below ₹1 crore
Above 5 years to 10 years
 6.00% 6.50% Below ₹1 crore
Source ↗

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
1 year
 6.78% 7.28% Any amount
More than 1 year to less than 3 years
 6.25% 6.75% Any amount
3 years to less than equal to 5 years
 7.00% 7.50% Any amount
Above 5 years to 10 years
 6.00% 6.50% Any amount
Source ↗

Savings account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
Any tenure
 2.50% 2.50% Any balance
Source ↗

Good to know

Deposits with Assam Gramin Vikash Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 5 Jun 2026 · Verified 26 Sept 2026 · View source

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