Karnataka Grameena Bank interest rates · November 2026
KGB FD rates
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Overview
Karnataka Grameena Bank (KGB) is a regional rural bank (RRB), headquartered in Dharwad, established in 2013. Its headline 1-year FD rate of 6.50% is 0.04% above the regional rural bank average of 6.46%, ranking #594 of 1033 banks on RateScan.in.
Rates as of 1 Jan 2026, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.
RBI record
No RBI press release since 1 Jan 2024 names Karnataka Grameena Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1,781 branches in 30 districts
Most branches: Belagavi 168, Mysuru 105, Ballari 97
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
KGB rates
Every rate, tenure by tenure, and what your money grows to.
KGB Fixed Deposit rate changes
Changes to KGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to KGB's fixed deposit (FD) rates has been recorded since tracking started on 22 Sept 2026.
Good to know
- Deposits with Karnataka Grameena Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KGB, depending on the tenure.
- KGB's FD table includes 4 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official KGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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