FD rates in Mizoram · November 2026

26 banks with a branch in Mizoram, ranked by their best fixed-deposit rate.

Banks in Mizoram, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Slice Small Finance Bank
Small Finance
7.75% 1.5 years 1 day - 2 years 6
2
Post Office Savings Schemes
Government Scheme
7.50% 5 years 402
3
Bandhan Bank
Private
7.45% 2 years to less than 3 years 3
4
IndusInd Bank
Private
7.25% 2 years to 3 years 2
5
Yes Bank
Private
7.25% 18 months 1 day < 24 months 1
6
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 2
7
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 1
8
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 7
9
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 4
10
Federal Bank
Private
6.80% 18 months 2
11
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 1
12
Punjab National Bank
Public
6.80% 680 days 9
13
South Indian Bank
Private
6.80% 30 months 1
14
Canara Bank
Public
6.75% 555 days ## · Canara 555 7
15
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 1
16
Mizoram Co-operative Apex Bank
Co-op
6.70% 442 days · Sekibuhchhuak 442 Days 23
17
Mizoram Rural Bank
Rural
6.70% 400 days · MizRB Pheichham2 400 days –
18
UCO Bank
Public
6.70% 535 days · UCO 535 3
19
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 2
20
Axis Bank
Private
6.60% 2 years < 3 years 7
21
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 11
22
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 5
23
Mizoram Urban Co-operative Development Bank Ltd., Aizawl
Co-op
6.60% 1 year to less than 2 years –
24
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 6
25
Union Bank of India
Public
6.55% 555 days · 555-Day Special 6
26
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 53

26 banks we track have a branch in Mizoram. 3 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 7.75% at Slice Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Mizoram by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private Bandhan Bank 7.45% 2 years to less than 3 years
Small Finance Slice Small Finance Bank 7.75% 1.5 years 1 day - 2 years
Rural Mizoram Rural Bank 6.70% 400 days
Co-op Mizoram Co-operative Apex Bank 6.70% 442 days
Co-op Mizoram Urban Co-operative Development Bank Ltd., Aizawl 6.60% 1 year to less than 2 years
Government Scheme Post Office Savings Schemes 7.50% 5 years

All places

Frequently Asked Questions

Which bank has the highest FD rate in Mizoram?

As of 14 Nov 2026, Slice Small Finance Bank pays the highest FD rate among banks with a branch in Mizoram: 7.75% a year for general depositors. Next are POSS at 7.50% and Bandhan at 7.45%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Mizoram?

26 of the banks RateScan.in tracks have at least one branch in Mizoram, counted from RBI's IFSC list: 3 co-operative and regional rural banks, and 23 public, private, small finance and other banks.

Are FDs at co-operative banks in Mizoram safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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