FD rates in Nagaland · November 2026

27 banks with a branch in Nagaland, ranked by their best fixed-deposit rate.

Banks in Nagaland, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 2
2
Slice Small Finance Bank
Small Finance
7.75% 1.5 years 1 day - 2 years 7
3
Post Office Savings Schemes
Government Scheme
7.50% 5 years 330
4
Bandhan Bank
Private
7.45% 2 years to less than 3 years 4
5
IDFC First Bank
Private
7.25% 500 days – 2 years 3
6
IndusInd Bank
Private
7.25% 2 years to 3 years 3
7
Yes Bank
Private
7.25% 18 months 1 day < 24 months 3
8
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 8
9
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 3
10
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 17
11
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 2
12
Nagaland State Co-operative Bank
Co-op
6.85% 181 days to less than 1 year –
13
Federal Bank
Private
6.80% 18 months 4
14
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 8
15
Punjab National Bank
Public
6.80% 680 days 5
16
South Indian Bank
Private
6.80% 30 months 1
17
Canara Bank
Public
6.75% 555 days ## · Canara 555 11
18
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 3
19
Nagaland Rural Bank
Rural
6.75% 1 year to less than 2 years –
20
UCO Bank
Public
6.70% 535 days · UCO 535 9
21
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 2
22
Axis Bank
Private
6.60% 2 years < 3 years 18
23
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 12
24
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 14
25
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 7
26
Union Bank of India
Public
6.55% 555 days · 555-Day Special 4
27
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 80

27 banks we track have a branch in Nagaland. 2 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.00% at ESAF Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Nagaland by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private Bandhan Bank 7.45% 2 years to less than 3 years
Small Finance ESAF Small Finance Bank 8.00% 800 days
Rural Nagaland Rural Bank 6.75% 1 year to less than 2 years
Co-op Nagaland State Co-operative Bank 6.85% 181 days to less than 1 year
Government Scheme Post Office Savings Schemes 7.50% 5 years

All places

Frequently Asked Questions

Which bank has the highest FD rate in Nagaland?

As of 14 Nov 2026, ESAF Small Finance Bank pays the highest FD rate among banks with a branch in Nagaland: 8.00% a year for general depositors. Next are Slice at 7.75% and POSS at 7.50%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Nagaland?

27 of the banks RateScan.in tracks have at least one branch in Nagaland, counted from RBI's IFSC list: 2 co-operative and regional rural banks, and 25 public, private, small finance and other banks.

Are FDs at co-operative banks in Nagaland safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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