Jana Small Finance Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Jana?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days - 14 Days |
3.50% | 3.50% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
15 Days - 60 Days |
4.25% | 4.25% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
61 Days - 90 Days |
4.75% | 4.75% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
91 Days - 120 Days |
5.00% | 5.00% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
121 Days - 180 Days |
6.00% | 6.00% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
181 Days - 270 Days |
7.30% | 7.80% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
271 Days - 1 Year (365 Days) |
7.00% | 7.50% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>1 Year - 2 Years (730 Days) |
7.30% | 7.80% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>2 Years |
7.65% | 8.15% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
3 Years (1095 Days) |
8.00% | 8.30% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>3 Years - 5 Years (1825 Days) |
7.77% | 8.00% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
>5 Years - 10 Years |
6.50% | 7.00% | Below ₹2 crore | 6 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Compare Jana FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Jana FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.30%Before you book
Jana Fixed Deposit: frequently asked questions
What is the highest Jana Fixed Deposit interest rate?
As of 14 Nov 2026, Jana Small Finance Bank offers up to 8.00% p.a. on its fixed deposit (FD) (3 Years (1095 Days)) for general customers and 8.30% p.a. (3 Years (1095 Days)) for senior citizens. Rates below are as published by the bank. Confirm with Jana before investing.
Do senior citizens get higher Fixed Deposit rates at Jana?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jana Small Finance Bank, depending on the tenure.
When did Jana last change its Fixed Deposit rates?
Jana Small Finance Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 6 Nov 2026: the general rate for 181 Days - 270 Days went from 6.50% to 7.30%. RateScan.in has tracked Jana's rates since 20 Sept 2026.
What fixed deposit (FD) tenures does Jana offer?
Jana Small Finance Bank's published fixed deposit (FD) rate table has 12 tenure bands, from “7 Days - 14 Days” to “>5 Years - 10 Years”.
How does Jana's 1-year FD rate rank?
Jana Small Finance Bank's 1-year general FD rate of 7.30% ranks #183 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Jana insured?
Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Jana rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Nov 2026. Rates can change without notice, so verify on the official Jana website before investing.
More Jana rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Jana with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Good to know
- Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Jana is a small finance bank licensed and regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jana, depending on the tenure.
Informational only. Always confirm the current rate on the official Jana website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.