As of 5 Oct 2026, Jana Small Finance Bank offers up to 8.00% p.a. on its recurring deposit (RD) (24 Months - 36 Months) for general customers and 8.30% p.a. (24 Months - 36 Months) for senior citizens. Rates below are as published by the bank — confirm with Jana before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 Month - 2 Months |
4.25% | 4.25% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Months - 3 Months |
4.75% | 4.75% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 Months - 4 Months |
5.00% | 5.00% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
4 Months - 5 Months |
6.00% | 6.00% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
6 Months |
6.00% | 6.00% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
6 Months - 9 Months |
6.50% | 7.00% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
9 Months - 12 Months |
7.00% | 7.50% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
12 Months - 24 Months |
7.30% | 7.80% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
24 Months - 36 Months |
8.00% | 8.30% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
36 Months - 60 Months |
7.77% | 8.00% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
60 Months - 120 Months |
6.50% | 7.00% | Any amount | 29 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Jana Small Finance Bank offers up to 8.00% p.a. on its recurring deposit (RD) (24 Months - 36 Months) for general customers and 8.30% p.a. (24 Months - 36 Months) for senior citizens. Rates below are as published by the bank — confirm with Jana before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jana Small Finance Bank, depending on the tenure.
Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 29 Sept 2026. Rates can change without notice, so verify on the official Jana website before investing.
Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Jana website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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