Central Bank of India Fixed Deposit interest rates · November 2026
What will my FD earn at Central?
Showing 16 of 47 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 14 days CallableBelow ₹3 crore |
3.00% | 3.50% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Oct 2026 |
7 to 14 days Callable₹3 crore to ₹10 crore |
4.00% | 4.50% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
7 to 14 days CallableAbove ₹10 crore to ₹100 crore |
4.25% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
7 to 14 days CallableAbove ₹100 crore |
4.25% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
15 to 45 days 2 slabs at this rate CallableBelow ₹3 crore |
3.50% | 4.00% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Oct 2026 |
15 to 45 days 2 slabs at this rate Callable₹3 crore to ₹10 crore |
4.25% | 4.75% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
15 to 30 days CallableAbove ₹10 crore to ₹100 crore |
4.50% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
15 to 30 days CallableAbove ₹100 crore |
4.50% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
31 to 45 days CallableAbove ₹10 crore to ₹100 crore |
4.75% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
31 to 45 days CallableAbove ₹100 crore |
4.75% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
46 to 59 days CallableBelow ₹3 crore |
4.25% | 4.75% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Oct 2026 |
46 to 59 days Callable₹3 crore to ₹10 crore |
4.75% | 5.25% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
46 to 59 days CallableAbove ₹10 crore to ₹100 crore |
5.00% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
46 to 59 days CallableAbove ₹100 crore |
5.00% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
60 to 90 days CallableBelow ₹3 crore |
4.00% | 4.50% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Oct 2026 |
60 to 179 days 2 slabs at this rate Callable |
4.50% | 5.00% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
60 to 90 days CallableAbove ₹10 crore to ₹100 crore |
6.00% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
60 to 90 days CallableAbove ₹100 crore |
6.00% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
91 to 179 days CallableBelow ₹3 crore |
4.25% | 4.75% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Oct 2026 |
91 to 179 days CallableAbove ₹10 crore to ₹100 crore |
6.40% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
91 to 179 days CallableAbove ₹100 crore |
6.40% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
180 to 270 days CallableBelow ₹3 crore |
5.50% | 6.00% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
180 to 270 days Callable₹3 crore to ₹10 crore |
5.50% | 6.00% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
180 to 270 days CallableAbove ₹10 crore to ₹100 crore |
6.60% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
180 to 270 days CallableAbove ₹100 crore |
6.60% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
271 to 364 days CallableBelow ₹3 crore |
6.00% | 6.50% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
271 to 364 days Callable₹3 crore to ₹10 crore |
6.00% | 6.50% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
271 to 364 days CallableAbove ₹10 crore to ₹100 crore |
6.80% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
271 to 364 days CallableAbove ₹100 crore |
6.80% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
333 days 333-Day CallableAny amount |
6.50% | 7.00% | Any amount | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
333 days 333-Day Non-callable₹1 crore and above |
6.60% | 7.10% | ₹1 crore and above | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
12 months to 13 months CallableAbove ₹10 crore to ₹100 crore |
7.05% | – | Above ₹10 crore to ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
12 months to 13 months CallableAbove ₹100 crore |
7.05% | – | Above ₹100 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 27 Oct 2026 |
1 year to less than 2 years CallableBelow ₹3 crore |
6.10% | 6.60% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
1 year to less than 2 years Callable₹3 crore to ₹10 crore |
6.30% | 6.80% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 10 Nov 2026 |
444 days 444-Day CallableAny amount |
6.90% | 7.40% | Any amount | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 11 Nov 2026 |
444 days 444-Day Non-callable₹1 crore and above |
7.00% | 7.50% | ₹1 crore and above | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 11 Nov 2026 |
555 days 555-Day CallableAny amount |
6.30% | 6.80% | Any amount | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
555 days 555-Day Non-callable₹1 crore and above |
6.40% | 6.90% | ₹1 crore and above | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 26 Sept 2026 |
2 years to less than 3 years CallableBelow ₹3 crore |
6.25% | 6.75% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
2 years to less than 3 years Callable₹3 crore to ₹10 crore |
6.75% | 7.25% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 10 Nov 2026 |
3 years to 10 years 2 slabs at this rate Callable |
6.00% | 6.50% | Below ₹3 crore | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 18 Sept 2026 |
3 years to less than 5 years Callable |
6.50% | 7.00% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 10 Nov 2026 |
1111 days Cent Green Deposit |
6.75% | 7.25% | Any amount | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 11 Nov 2026 |
5 years to 10 years Callable |
6.25% | 6.75% | ₹3 crore to ₹10 crore | 11 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 10 Nov 2026 |
2222 days Cent Green Deposit |
7.00% | 7.50% | Any amount | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 11 Nov 2026 |
3333 days Cent Green Deposit |
7.00% | 7.50% | Any amount | 10 Nov 2026 ✓ verified 11 Nov 2026 | official fetched 11 Nov 2026 |
No rates match these filters.
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Central FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.10%Before you book
Central Fixed Deposit: frequently asked questions
What is the highest Central Fixed Deposit interest rate?
As of 14 Nov 2026, Central Bank of India offers up to 7.00% p.a. on its fixed deposit (FD) (2222 days) for general customers and 7.50% p.a. (2222 days) for senior citizens. Rates below are as published by the bank. Confirm with Central before investing.
What is the Central 1-year FD interest rate?
As of 14 Nov 2026, Central Bank of India offers 6.10% p.a. on a 1-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Central 2-year FD interest rate?
As of 14 Nov 2026, Central Bank of India offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Central 3-year FD interest rate?
As of 14 Nov 2026, Central Bank of India offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Central 5-year FD interest rate?
As of 14 Nov 2026, Central Bank of India offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Central?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Central Bank of India, depending on the tenure.
When did Central last change its Fixed Deposit rates?
Central Bank of India last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 11 Nov 2026: the general rate for 1111 days went from 6.25% to 6.75%. RateScan.in has tracked Central's rates since 18 Sept 2026.
What fixed deposit (FD) tenures does Central offer?
Central Bank of India's published fixed deposit (FD) rate table has 13 tenure bands, from “7 to 14 days” to “5 years to 10 years”.
Does Central have special fixed deposit (FD) schemes?
Central Bank of India's rate table lists these named schemes (7): 333-Day Callable; 333-Day Non-Callable; 444-Day Callable; 444-Day Non-Callable; 555-Day Callable…. Check eligibility and end dates with the bank.
Does Central pay more than the Post Office Time Deposit?
Central Bank of India pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.10% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Central's 1-year FD rate rank?
Central Bank of India's 1-year general FD rate of 6.10% ranks #809 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Central insured?
Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Central rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Nov 2026. Rates can change without notice, so verify on the official Central website before investing.
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Good to know
- Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Central is a public sector bank, majority owned by the Government of India. Deposit insurance is still the DICGC cover above.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Central, depending on the tenure.
- Central's FD table includes 7 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Central website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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