As of 5 Oct 2026, Central Bank of India offers up to 6.25% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 6.75% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with Central before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year to less than 2 years |
6.10% | 6.60% | Any amount | 10 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 3 years |
6.25% | 6.75% | Any amount | 10 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
6.00% | 6.50% | Any amount | 10 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.00% | 6.50% | Any amount | 10 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Central Bank of India offers up to 6.25% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 6.75% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with Central before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Central Bank of India, depending on the tenure.
Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 10 Aug 2026. Rates can change without notice, so verify on the official Central website before investing.
Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Central website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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