Rates verified from official source

Central Bank of India FCNR(B) Deposit interest rates · October 2026

As of 5 Oct 2026, Central Bank of India offers up to 6.60% p.a. on its FCNR(B) deposit (5 years only, USD) for general customers. Rates below are as published by the bank — confirm with Central before investing.

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toAs ofSource
AUD 1 year to less than 2 years 3.70% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 2 years to less than 3 years 3.50% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 3 years to less than 4 years 3.05% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 4 years to less than 5 years 3.05% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 5 years only 3.05% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 1 year to less than 2 years 2.70% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 2 years to less than 3 years 2.45% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 3 years to less than 4 years 2.20% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 4 years to less than 5 years 2.20% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 5 years only 2.20% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 1 year to less than 2 years 3.00% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 2 years to less than 3 years 2.00% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 3 years to less than 4 years 1.50% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 4 years to less than 5 years 1.50% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 5 years only 1.50% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 1 year to less than 2 years 4.50% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 2 years to less than 3 years 3.75% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 3 years to less than 4 years 3.00% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 4 years to less than 5 years 2.75% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 5 years only 2.75% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 1 year to less than 2 years 5.00% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 2 years to less than 3 years 4.00% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 3 years to less than 4 years 6.50% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 4 years to less than 5 years 6.55% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 5 years only 6.60% Any amount
7 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026

Central FCNR(B): frequently asked questions

What is the highest Central FCNR(B) interest rate?

As of 5 Oct 2026, Central Bank of India offers up to 6.60% p.a. on its FCNR(B) deposit (5 years only, USD) for general customers. Rates below are as published by the bank — confirm with Central before investing.

Which currencies does Central offer for FCNR(B) deposits?

Central Bank of India lists FCNR(B) rates for AUD, CAD, EUR, GBP, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

Is my FCNR(B) deposit with Central insured?

Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Central rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 7 Feb 2026. Rates can change without notice, so verify on the official Central website before investing.

Good to know

Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Central website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.