Rates verified from official source

Central Bank of India NRE Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Central Bank of India offers up to 6.80% p.a. on its NRE fixed deposit (444 days) for general customers. Rates below are as published by the bank — confirm with Central before investing.

NRE Fixed Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
1 year to 443 days
 6.10% 6.10% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
444 days
Cent 444
 6.70% 6.70% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
444 days
Cent 444 Non-Callable
 6.80% 6.80% Above ₹1 crore
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
445 to 554 days
 6.10% 6.10% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
555 days
Cent 555
 6.30% 6.30% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
555 days
Cent 555 Non-Callable
 6.40% 6.40% Above ₹1 crore
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
556 days to less than 2 years
 6.10% 6.10% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
2 years to less than 3 years
 6.25% 6.25% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
3 years to less than 5 years
 6.00% 6.00% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
5 years and above up to 10 years
 6.00% 6.00% Any amount
10 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Source ↗

Central NRE FD: frequently asked questions

What is the highest Central NRE FD interest rate?

As of 5 Oct 2026, Central Bank of India offers up to 6.80% p.a. on its NRE fixed deposit (444 days) for general customers. Rates below are as published by the bank — confirm with Central before investing.

Do senior citizens get higher NRE FD rates at Central?

Central Bank of India does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on Central NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

Is my NRE fixed deposit with Central insured?

Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Central rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 10 Jun 2026. Rates can change without notice, so verify on the official Central website before investing.

More Central rates

Central overviewCentral Fixed Deposit ratesCentral Recurring Deposit ratesCentral FCNR(B) rates

NRE FD rates at other banks

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Good to know

Deposits with Central Bank of India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 10 May 2026 · Ingested 26 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official Central website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.