Rates verified from official source

The Akola Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Akola Urban Bank's best Fixed Deposit rate is 6.55% (1 Year to less than 3 Year), 2.95 points below the best on the market (9.50%).

  • Seniors: up to 7.50% (5 Years to 10 Years), 1.00 points above the general rate for that tenure.

What will my FD earn at Akola Urban Bank?

Estimated value after 1 year · before tax ₹5,33,563 6.55% p.a. · ₹33,563 interest · quarterly compounding
Deposit amount

Showing 6 of 8 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 45 days
3.50% 4.00% Below ₹1 crore
1 Mar 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
46 days to
180 days
4.75% 5.25% Below ₹1 crore
1 Mar 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
181 days to
less than 1 Year
5.60% 6.10% Below ₹1 crore
1 Mar 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
1 Year to
less than 3 Year
Below ₹1 crore
6.55% 7.05% Below ₹1 crore
1 Mar 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
3 Year to
less than 5 Year
6.50% 7.00% Below ₹1 crore
1 Mar 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
5 Years to
10 Years
6.50% 7.50% Below ₹1 crore
1 Mar 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026

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Akola Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.55%
Before you book

Akola Urban Bank Fixed Deposit: frequently asked questions

What is the highest Akola Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Akola Urban Co-operative Bank Ltd. offers up to 6.55% p.a. on its fixed deposit (FD) (1 Year to less than 3 Year) for general customers and 7.50% p.a. (5 Years to 10 Years) for senior citizens. Rates below are as published by the bank. Confirm with Akola Urban Bank before investing.

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What is the Akola Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Akola Urban Co-operative Bank Ltd. offers 6.55% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Akola Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Akola Urban Co-operative Bank Ltd. offers 6.55% p.a. on a 2-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Akola Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Akola Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Akola Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Akola Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Akola Urban Bank?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Akola Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Akola Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Akola Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 1 Nov 2026.

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What fixed deposit (FD) tenures does Akola Urban Bank offer?

The Akola Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 45 days” to “5 Years to 10 Years”.

Does Akola Urban Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Akola Urban Co-operative Bank Ltd.'s table lists separate bands: Below ₹1 crore; ₹1 crore to below ₹2 crore; ₹2 crore and above. Each row shows the band it applies to.

Does Akola Urban Bank pay more than the Post Office Time Deposit?

The Akola Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.55% (PO 6.90%), 2y 6.55% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Akola Urban Bank's 1-year FD rate rank?

The Akola Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.55% ranks #583 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Akola Urban Bank insured?

Deposits with The Akola Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Akola Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Mar 2026. Rates can change without notice, so verify on the official Akola Urban Bank website before investing.

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Good to know

  • Deposits with The Akola Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Akola Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Akola Urban Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Akola Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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