Uttarakhand Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at UKGB?
Showing 7 of 15 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 3 slabs at this rate |
3.05% | 3.05% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
7 days to 14 days |
4.50% | 4.50% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
15 days to 45 days 2 slabs at this rate |
5.00% | 5.00% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
46 days to 180 days 2 slabs at this rate Below ₹1 crore |
4.90% | 4.90% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
46 days to 180 days 2 slabs at this rate ₹1 crore and above |
5.10% | 5.10% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
181 days to less than 1 year Below ₹1 crore |
5.65% | 6.15% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
181 days to less than 1 year ₹1 crore and above |
5.60% | 6.10% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
1 year to less than 2 years 2 slabs at this rate Below ₹1 crore |
6.25% | 6.75% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
1 year to less than 2 years 2 slabs at this rate ₹1 crore and above |
6.25% | 6.75% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
2 years to less than 3 years Below ₹1 crore |
6.45% | 6.95% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
2 years to less than 3 years ₹1 crore and above |
6.15% | 6.65% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
3 years to less than 5 years Below ₹1 crore |
6.30% | 6.80% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
3 years to less than 5 years ₹1 crore and above |
6.00% | 6.50% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
5 years to 10 years Below ₹1 crore |
6.05% | 6.55% | Below ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
5 years to 10 years ₹1 crore and above |
6.00% | 6.50% | ₹1 crore and above | 1 Aug 2025 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
No rates match these filters.
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UKGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
UKGB Fixed Deposit: frequently asked questions
What is the highest UKGB Fixed Deposit interest rate?
As of 14 Nov 2026, Uttarakhand Gramin Bank offers up to 6.45% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 6.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with UKGB before investing.
What is the UKGB 1-year FD interest rate?
As of 14 Nov 2026, Uttarakhand Gramin Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UKGB 2-year FD interest rate?
As of 14 Nov 2026, Uttarakhand Gramin Bank offers 6.45% p.a. on a 2-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UKGB 3-year FD interest rate?
As of 14 Nov 2026, Uttarakhand Gramin Bank offers 6.30% p.a. on a 3-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UKGB 5-year FD interest rate?
As of 14 Nov 2026, Uttarakhand Gramin Bank offers 6.05% p.a. on a 5-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at UKGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Uttarakhand Gramin Bank, depending on the tenure.
When did UKGB last change its Fixed Deposit rates?
Uttarakhand Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the senior citizen rate for 91–180 days went from 5.75% to 5.10%. RateScan.in has tracked UKGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does UKGB offer?
Uttarakhand Gramin Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “5 years to 10 years”.
Does UKGB pay different fixed deposit (FD) rates by deposit size?
Yes. Uttarakhand Gramin Bank's table lists separate bands: Below ₹1 crore; ₹1 crore and above. Each row shows the band it applies to.
Does UKGB pay more than the Post Office Time Deposit?
Uttarakhand Gramin Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.45% (PO 7.00%), 3y 6.30% (PO 7.10%), 5y 6.05% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does UKGB's 1-year FD rate rank?
Uttarakhand Gramin Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with UKGB insured?
Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these UKGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official UKGB website before investing.
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Good to know
- Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- UKGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UKGB, depending on the tenure.
Informational only. Always confirm the current rate on the official UKGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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