As of 5 Oct 2026, Uttarakhand Gramin Bank offers up to 6.45% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 6.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with UKGB before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year |
6.25% | 6.75% | Any amount | 1 Aug 2025 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to less than 2 years |
6.25% | 6.75% | Any amount | 1 Aug 2025 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 3 years |
6.45% | 6.95% | Any amount | 1 Aug 2025 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
6.30% | 6.80% | Any amount | 1 Aug 2025 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.05% | 6.55% | Any amount | 1 Aug 2025 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Uttarakhand Gramin Bank offers up to 6.45% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 6.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with UKGB before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Uttarakhand Gramin Bank, depending on the tenure.
Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official UKGB website before investing.
Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official UKGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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