Puducherry State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at PSC Bank Puducherry?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 45 days |
3.50% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 90 days |
4.00% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
91 to 180 days |
4.50% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
181 to 364 days 2 slabs at this rate |
5.00% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 to 2 years |
5.75% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
2 to 3 years |
5.85% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
3 years and above |
5.65% | – | Any amount | 1 Jul 2021 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
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PSC Bank Puducherry FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.75%Before you book
PSC Bank Puducherry Fixed Deposit: frequently asked questions
What is the highest PSC Bank Puducherry Fixed Deposit interest rate?
As of 14 Nov 2026, Puducherry State Co-operative Bank offers up to 5.85% p.a. on its fixed deposit (FD) (2 to 3 years) for general customers. Rates below are as published by the bank. Confirm with PSC Bank Puducherry before investing.
What is the PSC Bank Puducherry 1-year FD interest rate?
As of 14 Nov 2026, Puducherry State Co-operative Bank offers 5.75% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2021 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the PSC Bank Puducherry 2-year FD interest rate?
As of 14 Nov 2026, Puducherry State Co-operative Bank offers 5.85% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2021 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the PSC Bank Puducherry 3-year FD interest rate?
As of 14 Nov 2026, Puducherry State Co-operative Bank offers 5.65% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2021 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the PSC Bank Puducherry 5-year FD interest rate?
As of 14 Nov 2026, Puducherry State Co-operative Bank offers 5.65% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2021 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at PSC Bank Puducherry?
Puducherry State Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did PSC Bank Puducherry last change its Fixed Deposit rates?
RateScan.in has recorded no change to Puducherry State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does PSC Bank Puducherry offer?
Puducherry State Co-operative Bank's published fixed deposit (FD) rate table has 8 tenure bands, from “15 to 45 days” to “3 years and above”.
Does PSC Bank Puducherry pay more than the Post Office Time Deposit?
Puducherry State Co-operative Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 5.85% (PO 7.00%), 3y 5.65% (PO 7.10%), 5y 5.65% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does PSC Bank Puducherry's 1-year FD rate rank?
Puducherry State Co-operative Bank's 1-year general FD rate of 5.75% ranks #900 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with PSC Bank Puducherry insured?
Deposits with Puducherry State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these PSC Bank Puducherry rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2021. Rates can change without notice, so verify on the official PSC Bank Puducherry website before investing.
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Good to know
- Deposits with Puducherry State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- PSC Bank Puducherry is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official PSC Bank Puducherry website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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