Puducherry State Co-operative Bank interest rates · November 2026
What will my FD earn at PSC Bank Puducherry?
Overview
Puducherry State Co-operative Bank (PSC Bank Puducherry) is a state co-operative apex bank, headquartered in Puducherry. Its headline 1-year FD rate of 5.75% is 1.00% below the state co-operative bank average of 6.75%, ranking #900 of 1033 banks on RateScan.in.
Rates as of 1 Jul 2021, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Puducherry State Co-operative Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
21 branches in 2 districts
Most branches: Puducherry 19, Karaikal 2
From the bank's own branch list (checked 3 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: psc.bank.in
PSC Bank Puducherry rates
Every rate, tenure by tenure, and what your money grows to.
PSC Bank Puducherry Fixed Deposit rate changes
Changes to PSC Bank Puducherry's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to PSC Bank Puducherry's fixed deposit (FD) rates has been recorded since tracking started on 30 Sept 2026.
Good to know
- Deposits with Puducherry State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- PSC Bank Puducherry is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official PSC Bank Puducherry website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.