Punjab National Bank Fixed Deposit interest rates · November 2026

As of 14 Nov 2026, Punjab National Bank offers up to 6.80% p.a. on its fixed deposit (FD) (680 days) for general customers and 7.30% p.a. (680 days) for senior citizens. Rates below are as published by the bank. Confirm with PNB before investing.

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As of 14 Nov 2026, Punjab National Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Punjab National Bank offers 6.30% p.a. on a 2-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Punjab National Bank offers 6.30% p.a. on a 3-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Punjab National Bank, depending on the tenure.

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Punjab National Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 9 Nov 2026: the general rate for above 3 years to 1203 days · ₹3 crore to ₹10 crore went from 5.35% to 5.75%. RateScan.in has tracked PNB's rates since 18 Sept 2026.

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Punjab National Bank's published fixed deposit (FD) rate table has 19 tenure bands, from “7 to 14 days” to “above 5 to 10 years”.

Yes. Punjab National Bank's table lists separate bands: Below ₹3 crore; ₹3 crore to ₹10 crore; Above ₹1 crore to below ₹3 crore (non-callable). Each row shows the band it applies to.

Punjab National Bank's rate table lists these named schemes (2): PNB Uttam; PNB Tax Saver. Check eligibility and end dates with the bank.

Punjab National Bank pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.30% (PO 7.00%), 3y 6.30% (PO 7.10%). PO is the Post Office Time Deposit rate.

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Punjab National Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 5 Nov 2026. Rates can change without notice, so verify on the official PNB website before investing.

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