Rates verified from official source
As of 5 Oct 2026, Punjab National Bank offers up to 6.60% p.a. on its recurring deposit (RD) (444 days) for general customers and 7.10% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with PNB before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
180 to 270 days |
5.60% | 6.10% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 302 days |
5.60% | 6.10% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
303 days |
5.55% | 6.05% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
304 days to less than 1 year |
5.60% | 6.10% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.25% | 6.75% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 1 year to 389 days |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
390 days |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
391 to 443 days |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
444 days |
6.60% | 7.10% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
445 to 665 days |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
666 days |
6.50% | 7.00% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
667 days to 2 years |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 2 to 3 years |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 3 years to 1203 days |
6.35% | 6.85% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1204 days |
6.30% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1205 days to 5 years |
6.35% | 6.85% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 5 to 10 years |
6.00% | 6.80% | Any amount | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Punjab National Bank offers up to 6.60% p.a. on its recurring deposit (RD) (444 days) for general customers and 7.10% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with PNB before investing.
Yes. Senior citizens (60+) earn up to 0.80% p.a. more than general customers at Punjab National Bank, depending on the tenure.
Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jun 2026. Rates can change without notice, so verify on the official PNB website before investing.
Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official PNB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.