Rates verified from official source

Punjab National Bank NRE Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Punjab National Bank offers up to 6.60% p.a. on its NRE fixed deposit (444 Days) for general customers. Rates below are as published by the bank — confirm with PNB before investing.

NRE Fixed Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
1 Year
6.25% 6.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
> 1 Year to 389 Days
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
390 Days
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
391 Days to 443 Days
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
444 Days
6.60% 6.60% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
445 Days to 665 Days
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
666 Days
6.50% 6.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
667 Days to 2 Years
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
>2 Years to 3 Years
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
>3 Years to 1203 Days
6.35% 6.35% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
1204 Days
6.30% 6.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
1205 Days to 5 Years
6.35% 6.35% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
>5 Years to 10 Years
6.00% 6.00% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Source ↗

PNB NRE FD: frequently asked questions

What is the highest PNB NRE FD interest rate?

As of 5 Oct 2026, Punjab National Bank offers up to 6.60% p.a. on its NRE fixed deposit (444 Days) for general customers. Rates below are as published by the bank — confirm with PNB before investing.

Do senior citizens get higher NRE FD rates at PNB?

Punjab National Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on PNB NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

Is my NRE fixed deposit with PNB insured?

Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these PNB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official PNB website before investing.

Good to know

Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official PNB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.