The Goa Urban Co-operative Bank Ltd. interest rates · October 2026
Overview
The Goa Urban Co-operative Bank Ltd. (Goa Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Panaji. Its headline 1-year FD rate of 4.25% is 2.07% below the urban co-operative bank average of 6.32%, ranking #247 of 248 banks on RateScan.in. RateScan.in tracks 20 published rate lines for Goa Urban Co-op Bank (product types: 1), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 7 Jul 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Goa Urban Co-op Bank
38 banks serving Goa pay more. Top picks:
Good to know
- Deposits with The Goa Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Goa Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Goa Urban Co-op Bank, depending on the tenure.
- Goa Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Goa Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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