Yes Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Yes?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.25% | 3.75% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
15 days to 45 days |
3.50% | 4.00% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
46 days to 90 days |
4.50% | 5.00% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
91 days to 180 days 2 slabs at this rate |
4.75% | 5.25% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
181 days to 271 days |
6.00% | 6.50% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
272 days to 335 days |
6.25% | 6.75% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
336 days to < 12 months |
6.50% | 7.00% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
12 months |
6.65% | 7.15% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
12 months 1 day to 18 months 2 slabs at this rate |
6.75% | 7.25% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
18 months 1 day < 24 months |
7.25% | 7.75% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
24 months < 35 months |
7.00% | 7.50% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
35 months |
6.90% | 7.40% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
35 months 1 day to < 36 months |
7.00% | 7.50% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
36 months to < 60 months |
7.00% | 7.75% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
60 months to <= 120 months 2 slabs at this rate |
6.75% | 7.50% | Below ₹3 crore (retail) | 2 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
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Yes FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
Yes Fixed Deposit: frequently asked questions
What is the highest Yes Fixed Deposit interest rate?
As of 14 Nov 2026, Yes Bank offers up to 7.25% p.a. on its fixed deposit (FD) (18 months 1 day < 24 months) for general customers and 7.75% p.a. (18 months 1 day < 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Yes before investing.
What is the Yes 1-year FD interest rate?
As of 14 Nov 2026, Yes Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Yes 2-year FD interest rate?
As of 14 Nov 2026, Yes Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Yes 3-year FD interest rate?
As of 14 Nov 2026, Yes Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Yes 5-year FD interest rate?
As of 14 Nov 2026, Yes Bank offers 6.75% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Yes?
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Yes Bank, depending on the tenure.
When did Yes last change its Fixed Deposit rates?
RateScan.in has recorded no change to Yes Bank's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does Yes offer?
Yes Bank's published fixed deposit (FD) rate table has 18 tenure bands, from “7 days to 14 days” to “60 months 1 day to <= 120 months”.
Does Yes pay more than the Post Office Time Deposit?
Yes Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Yes's 1-year FD rate rank?
Yes Bank's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Yes insured?
Deposits with Yes Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Yes rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 2 Jun 2026. Rates can change without notice, so verify on the official Yes website before investing.
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Good to know
- Deposits with Yes Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Yes is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Yes, depending on the tenure.
Informational only. Always confirm the current rate on the official Yes website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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