RBL offers up to 7.25% p.a. · Yes up to 7.25% p.a. · Side-by-side across all tenures, general & senior citizen rates.
Highlighted cells show the higher rate for each tenure. Dataset refreshed 1 Oct 2026.
| Tenure | RBL | Yes | ||
|---|---|---|---|---|
| General | Senior | General | Senior | |
| 6 months | — | — | 6.00% | 6.50% |
| 1 year | 7.05% | 7.55% | 6.75% | 7.25% |
| 2 years | 7.25% | 7.75% | 7.00% | 7.50% |
| 3 years | 7.05% | 7.55% | 7.00% | 7.75% |
| 5 years | 6.75% | 7.25% | 6.75% | 7.50% |
Rates for retail deposits below ₹3 crore. Senior citizen rate typically +0.25–0.50% p.a. Green cells show the higher general rate for each tenure. Calculate your maturity amount →
Both RBL and Yes are private sector banks with strong digital banking platforms and widespread branch networks. Rates are currently similar between the two — branch access, digital banking experience, and existing account relationships may be the deciding factors.
This is informational only — always verify the current rate on the bank's official website and consult a financial adviser for personalised guidance.
Both banks offer a similar maximum FD rate of 7.25% p.a. (as of 1 Oct 2026). See the tenure table above for per-tenure differences.
RBL Bank offers 7.05% p.a. for general depositors on 1-year FDs, and 7.55% p.a. for senior citizens (as of 1 Oct 2026). Confirm the current rate on RBL Bank's official website before investing.
Yes Bank offers 6.75% p.a. for general depositors on 1-year FDs, and 7.25% p.a. for senior citizens (as of 1 Oct 2026). Confirm the current rate on Yes Bank's official website before investing.
Yes. Both RBL Bank and Yes Bank are regulated by the Reserve Bank of India (RBI). Deposits at both banks are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5,00,000 per depositor per bank, covering principal and interest combined. Amounts above ₹5 lakh are not covered by deposit insurance.
Yes, both banks offer additional interest for senior citizens (aged 60 and above), typically 0.25%–0.50% p.a. above the general rate. RBL Bank's 1-year senior rate: 7.55% p.a. Yes Bank's 1-year senior rate: 7.25% p.a.
The highest rate between the two is 7.25% p.a. from RBL Bank for the 18 months to 36 months tenure (general public, retail deposits below ₹3 crore, as of 1 Oct 2026).
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