West Bengal Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at WBGB?
Showing 7 of 14 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 3 slabs at this rate Below ₹1 crore |
3.00% | 3.00% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
7 days to 45 days 3 slabs at this rate ₹1 crore and above |
3.10% | 3.10% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
46 days to 179 days 2 slabs at this rate Below ₹1 crore |
4.50% | 4.50% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
46 days to 179 days 2 slabs at this rate ₹1 crore and above |
4.60% | 4.60% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
180 days to less than 1 year 2 slabs at this rate Below ₹1 crore |
5.50% | 5.50% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
180 days to less than 1 year 2 slabs at this rate ₹1 crore and above |
5.60% | 5.60% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
1 year to 399 days Below ₹1 crore |
6.00% | 6.50% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
1 year to 399 days ₹1 crore and above |
7.00% | 7.50% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
400 days Below ₹1 crore |
6.80% | 7.30% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
400 days ₹1 crore and above |
6.90% | 7.40% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
401 days to 3 years 2 slabs at this rate Below ₹1 crore |
6.25% | 6.75% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
401 days to 3 years 2 slabs at this rate ₹1 crore and above |
6.35% | 6.85% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
3 years 1 day to 10 years 2 slabs at this rate Below ₹1 crore |
6.00% | 6.50% | Below ₹1 crore | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
3 years 1 day to 10 years 2 slabs at this rate ₹1 crore and above |
6.10% | 6.60% | ₹1 crore and above | 14 Sept 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
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WBGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%Before you book
WBGB Fixed Deposit: frequently asked questions
What is the highest WBGB Fixed Deposit interest rate?
As of 14 Nov 2026, West Bengal Gramin Bank offers up to 6.80% p.a. on its fixed deposit (FD) (400 days) for general customers and 7.30% p.a. (400 days) for senior citizens. Rates below are as published by the bank. Confirm with WBGB before investing.
What is the WBGB 1-year FD interest rate?
As of 14 Nov 2026, West Bengal Gramin Bank offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the WBGB 2-year FD interest rate?
As of 14 Nov 2026, West Bengal Gramin Bank offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the WBGB 3-year FD interest rate?
As of 14 Nov 2026, West Bengal Gramin Bank offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the WBGB 5-year FD interest rate?
As of 14 Nov 2026, West Bengal Gramin Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at WBGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at West Bengal Gramin Bank, depending on the tenure.
When did WBGB last change its Fixed Deposit rates?
West Bengal Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the general rate for 46–90 days went from 4.25% to 4.60%. RateScan.in has tracked WBGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does WBGB offer?
West Bengal Gramin Bank's published fixed deposit (FD) rate table has 13 tenure bands, from “7 days to 14 days” to “5 years 1 day to 10 years”.
Does WBGB pay different fixed deposit (FD) rates by deposit size?
Yes. West Bengal Gramin Bank's table lists separate bands: Below ₹1 crore; ₹1 crore and above. Each row shows the band it applies to.
Does WBGB pay more than the Post Office Time Deposit?
West Bengal Gramin Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does WBGB's 1-year FD rate rank?
West Bengal Gramin Bank's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with WBGB insured?
Deposits with West Bengal Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these WBGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 14 Sept 2026. Rates can change without notice, so verify on the official WBGB website before investing.
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Good to know
- Deposits with West Bengal Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- WBGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at WBGB, depending on the tenure.
Informational only. Always confirm the current rate on the official WBGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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