Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain Fixed Deposit interest rates · November 2026
What will my FD earn at Vikramaditya Nagrik Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 3 slabs at this rate |
3.00% | 3.50% | Any amount | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
46 days to 269 days 4 slabs at this rate |
4.50% | 5.00% | Any amount | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
270 days to less than 1 year |
5.50% | 6.00% | Any amount | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
1 year to less than 2 years |
6.15% | 6.65% | Any amount | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
2 years to less than 3 years |
6.20% | 6.70% | Any amount | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
3 years to 10 years 3 slabs at this rate |
5.90% | 6.40% | Any amount | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
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Vikramaditya Nagrik Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.15%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); scanned circular dated 23-12-2025: the revised columns (w.e.f. 01-01-2026) are ingested, the existing columns are not; the ₹50 lakh to ₹1 crore and ₹1 crore-and-above bands print the same revised rates as below ₹50 lakh, so these rows apply to any amount; the staff extras (+1.00%, +1.50% for senior staff) are not ingested
Before you book
Vikramaditya Nagrik Bank Fixed Deposit: frequently asked questions
What is the highest Vikramaditya Nagrik Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain offers up to 6.20% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 6.70% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Vikramaditya Nagrik Bank before investing.
What is the Vikramaditya Nagrik Bank 1-year FD interest rate?
As of 14 Nov 2026, Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain offers 6.15% p.a. on a 1-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vikramaditya Nagrik Bank 2-year FD interest rate?
As of 14 Nov 2026, Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain offers 6.20% p.a. on a 2-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vikramaditya Nagrik Bank 3-year FD interest rate?
As of 14 Nov 2026, Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain offers 5.90% p.a. on a 3-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vikramaditya Nagrik Bank 5-year FD interest rate?
As of 14 Nov 2026, Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain offers 5.90% p.a. on a 5-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vikramaditya Nagrik Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain, depending on the tenure.
When did Vikramaditya Nagrik Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain's fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.
What fixed deposit (FD) tenures does Vikramaditya Nagrik Bank offer?
Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain's published fixed deposit (FD) rate table has 13 tenure bands, from “7 days to 14 days” to “8 years to 10 years”.
Does Vikramaditya Nagrik Bank pay more than the Post Office Time Deposit?
Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.15% (PO 6.90%), 2y 6.20% (PO 7.00%), 3y 5.90% (PO 7.10%), 5y 5.90% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vikramaditya Nagrik Bank's 1-year FD rate rank?
Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain's 1-year general FD rate of 6.15% ranks #802 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vikramaditya Nagrik Bank insured?
Deposits with Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vikramaditya Nagrik Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jan 2026. Rates can change without notice, so verify on the official Vikramaditya Nagrik Bank website before investing.
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Good to know
- Deposits with Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vikramaditya Nagrik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vikramaditya Nagrik Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vikramaditya Nagrik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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