As of 5 Oct 2026, UCO Bank offers up to 6.60% p.a. on its recurring deposit (RD) (535 days) for general customers and 7.10% p.a. (535 days) for senior citizens. Rates below are as published by the bank — confirm with UCO before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year |
6.10% | 6.35% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 443 days |
6.10% | 6.60% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
444 days |
6.45% | 6.95% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
445 to 534 days |
6.10% | 6.60% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
535 days |
6.60% | 7.10% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
536 days to 2 years |
6.10% | 6.60% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 999 days |
6.00% | 6.50% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1000 days |
6.20% | 6.70% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1001 days to 3 years |
6.00% | 6.50% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years |
6.00% | 6.50% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 1999 days |
6.00% | 6.50% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2000 days |
6.20% | 6.70% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2001 to 2999 days |
6.00% | 6.50% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3000 days |
6.20% | 6.70% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3000 days |
6.00% | 6.50% | Any amount | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, UCO Bank offers up to 6.60% p.a. on its recurring deposit (RD) (535 days) for general customers and 7.10% p.a. (535 days) for senior citizens. Rates below are as published by the bank — confirm with UCO before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UCO Bank, depending on the tenure.
Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official UCO website before investing.
Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official UCO website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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