The Sharad Sahakari Bank Ltd., Manchar Fixed Deposit interest rates · November 2026
What will my FD earn at Sharad Sahakari Bank Manchar?
Showing 7 of 14 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 30 days Below ₹15 lakh |
4.00% | 4.25% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
7 days to 30 days ₹15 lakh and above |
4.25% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
31 days to 90 days Below ₹15 lakh |
4.50% | 5.00% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
31 days to 90 days ₹15 lakh and above |
5.00% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days Below ₹15 lakh |
5.75% | 6.00% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 days to 180 days ₹15 lakh and above |
6.00% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 365 days Below ₹15 lakh |
6.50% | 6.75% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days to 365 days ₹15 lakh and above |
6.75% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 12 months to 18 months Below ₹15 lakh |
7.25% | 7.50% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 12 months to 18 months ₹15 lakh and above |
7.50% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 18 months to 3 years Below ₹15 lakh |
7.60% | 7.85% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 18 months to 3 years ₹15 lakh and above |
7.85% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 3 years to 5 years Below ₹15 lakh |
7.90% | 8.00% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 3 years to 5 years ₹15 lakh and above |
8.00% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Sharad Sahakari Bank Manchar FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the bulk column, the pigmy deposit and the 5-to-10-year row are not ingested
Before you book
Sharad Sahakari Bank Manchar Fixed Deposit: frequently asked questions
What is the highest Sharad Sahakari Bank Manchar Fixed Deposit interest rate?
As of 14 Nov 2026, The Sharad Sahakari Bank Ltd., Manchar offers up to 7.90% p.a. on its fixed deposit (FD) (above 3 years to 5 years) for general customers and 8.00% p.a. (above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Sharad Sahakari Bank Manchar before investing.
What is the Sharad Sahakari Bank Manchar 1-year FD interest rate?
As of 14 Nov 2026, The Sharad Sahakari Bank Ltd., Manchar offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sharad Sahakari Bank Manchar 2-year FD interest rate?
As of 14 Nov 2026, The Sharad Sahakari Bank Ltd., Manchar offers 7.60% p.a. on a 2-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sharad Sahakari Bank Manchar 3-year FD interest rate?
As of 14 Nov 2026, The Sharad Sahakari Bank Ltd., Manchar offers 7.60% p.a. on a 3-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sharad Sahakari Bank Manchar 5-year FD interest rate?
As of 14 Nov 2026, The Sharad Sahakari Bank Ltd., Manchar offers 7.90% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sharad Sahakari Bank Manchar?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Sharad Sahakari Bank Ltd., Manchar, depending on the tenure.
When did Sharad Sahakari Bank Manchar last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Sharad Sahakari Bank Ltd., Manchar's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Sharad Sahakari Bank Manchar offer?
The Sharad Sahakari Bank Ltd., Manchar's published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 30 days” to “above 3 years to 5 years”.
Does Sharad Sahakari Bank Manchar pay different fixed deposit (FD) rates by deposit size?
Yes. The Sharad Sahakari Bank Ltd., Manchar's table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.
Does Sharad Sahakari Bank Manchar pay more than the Post Office Time Deposit?
The Sharad Sahakari Bank Ltd., Manchar pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.60% (PO 7.00%), 3y 7.60% (PO 7.10%), 5y 7.90% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Sharad Sahakari Bank Manchar's 1-year FD rate rank?
The Sharad Sahakari Bank Ltd., Manchar's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Sharad Sahakari Bank Manchar insured?
Deposits with The Sharad Sahakari Bank Ltd., Manchar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sharad Sahakari Bank Manchar rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2026. Rates can change without notice, so verify on the official Sharad Sahakari Bank Manchar website before investing.
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Good to know
- Deposits with The Sharad Sahakari Bank Ltd., Manchar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sharad Sahakari Bank Manchar is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sharad Sahakari Bank Manchar, depending on the tenure.
Informational only. Always confirm the current rate on the official Sharad Sahakari Bank Manchar website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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