Railway Shramik Sahakari Bank Ltd., Bikaner Fixed Deposit interest rates · November 2026
What will my FD earn at Railway Shramik Bank Bikaner?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 30 days |
3.50% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 30 days to 45 days |
4.75% | 5.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 90 days |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
5.75% | 6.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 1 year |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 1 year to 2 years |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 2 years to 3 years |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years to 5 years |
7.70% | 8.20% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 5 years |
7.75% | 8.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Railway Shramik Bank Bikaner FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%- The page prints no effective date; deposits are taken from members (railway employees)
Before you book
Railway Shramik Bank Bikaner Fixed Deposit: frequently asked questions
What is the highest Railway Shramik Bank Bikaner Fixed Deposit interest rate?
As of 14 Nov 2026, Railway Shramik Sahakari Bank Ltd., Bikaner offers up to 7.75% p.a. on its fixed deposit (FD) (Above 5 years) for general customers and 8.25% p.a. (Above 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Railway Shramik Bank Bikaner before investing.
What is the Railway Shramik Bank Bikaner 1-year FD interest rate?
As of 14 Nov 2026, Railway Shramik Sahakari Bank Ltd., Bikaner offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Railway Shramik Bank Bikaner 2-year FD interest rate?
As of 14 Nov 2026, Railway Shramik Sahakari Bank Ltd., Bikaner offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Railway Shramik Bank Bikaner 3-year FD interest rate?
As of 14 Nov 2026, Railway Shramik Sahakari Bank Ltd., Bikaner offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Railway Shramik Bank Bikaner 5-year FD interest rate?
As of 14 Nov 2026, Railway Shramik Sahakari Bank Ltd., Bikaner offers 7.70% p.a. on a 5-year FD for general customers and 8.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Railway Shramik Bank Bikaner?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Railway Shramik Sahakari Bank Ltd., Bikaner, depending on the tenure.
When did Railway Shramik Bank Bikaner last change its Fixed Deposit rates?
RateScan.in has recorded no change to Railway Shramik Sahakari Bank Ltd., Bikaner's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Railway Shramik Bank Bikaner offer?
Railway Shramik Sahakari Bank Ltd., Bikaner's published fixed deposit (FD) rate table has 9 tenure bands, from “15 days to 30 days” to “Above 5 years”.
Does Railway Shramik Bank Bikaner pay more than the Post Office Time Deposit?
Railway Shramik Sahakari Bank Ltd., Bikaner pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.70% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Railway Shramik Bank Bikaner's 1-year FD rate rank?
Railway Shramik Sahakari Bank Ltd., Bikaner's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Railway Shramik Bank Bikaner insured?
Deposits with Railway Shramik Sahakari Bank Ltd., Bikaner are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Railway Shramik Bank Bikaner rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Railway Shramik Bank Bikaner website before investing.
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Good to know
- Deposits with Railway Shramik Sahakari Bank Ltd., Bikaner are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Railway Shramik Bank Bikaner is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Railway Shramik Bank Bikaner, depending on the tenure.
Informational only. Always confirm the current rate on the official Railway Shramik Bank Bikaner website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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