Rates verified from official source

Punjab & Sind Bank FCNR(B) Deposit interest rates · November 2026

P&S's best FCNR(B) Deposit rate is 5.10% (1 year to less than 2 years, USD).

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toEffective OnSource
USD 1 year to less
than 2 years		 5.10% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
captured from the bank's rate card 25 Oct 2026
USD 2 years to
less than 3 years		 3.75% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
captured from the bank's rate card 25 Oct 2026
USD 3 years to
less than 4 years		 3.50% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
captured from the bank's rate card 25 Oct 2026
USD 4 years to
less than 5 years		 3.50% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
captured from the bank's rate card 25 Oct 2026
USD 5 years only 3.50% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
captured from the bank's rate card 25 Oct 2026
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What will my FCNR(B) deposit be worth?

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Explore banks in your currency →Compare published offers across banks.Need the proceeds in rupees? →Check NRE FDs and consider the currency conversion.Check deposit cover →The insurance limit is expressed in rupees.
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P&S FCNR(B) return examples

DepositHighest rate1 year5.10%2 years3.75%3 years3.50%5 years3.50%
$5,000★$5,258+$258 interest$5,386+$386 interest$5,549+$549 interest$5,947+$947 interest
$10,000★$10,517+$517 interest$10,771+$771 interest$11,097+$1,097 interest$11,894+$1,894 interest
$25,000★$26,291+$1,291 interest$26,928+$1,928 interest$27,743+$2,743 interest$29,736+$4,736 interest
$50,000★$52,583+$2,583 interest$53,857+$3,857 interest$55,485+$5,485 interest$59,472+$9,472 interest
$100,000★$105,165+$5,165 interest$107,714+$7,714 interest$110,970+$10,970 interest$118,944+$18,944 interest

Darker shade = higher rate. ★ marks the highest rate for that amount. Cumulative estimate with 180-day compounding, in the deposit currency. Rates as of 14 Nov 2026. Confirm the current rate with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

Before you book

P&S FCNR(B): frequently asked questions

What is the highest P&S FCNR(B) interest rate?

As of 14 Nov 2026, Punjab & Sind Bank offers up to 5.10% p.a. on its FCNR(B) deposit (1 year to less than 2 years, USD) for general customers. Rates below are as published by the bank. Confirm with P&S before investing.

See today's top interest rates →

Which currencies does P&S offer for FCNR(B) deposits?

Punjab & Sind Bank lists FCNR(B) rates for AUD, CAD, EUR, GBP, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

When did P&S last change its FCNR(B) rates?

RateScan.in has recorded no change to Punjab & Sind Bank's FCNR(B) deposit rates since it started tracking them on 25 Oct 2026.

Rate movements →

Is my FCNR(B) deposit with P&S insured?

Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these P&S rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official P&S website before investing.

Rate movements →

More P&S rates

P&S overviewP&S Fixed Deposit ratesP&S Recurring Deposit ratesP&S Savings ratesP&S NRE FD rates

FCNR(B) rates at other banks

Abhyudaya Bank FCNR(B) ratesBoB FCNR(B) ratesIndian FCNR(B) ratesCentral FCNR(B) ratesCity Union FCNR(B) ratesMaharashtra FCNR(B) ratesDCB FCNR(B) ratesDhanlaxmi FCNR(B) ratesCanara FCNR(B) ratesBassein Catholic Bank FCNR(B) ratesBest FCNR(B) rates across all banks

Good to know

  • Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • P&S is a public sector bank, majority owned by the Government of India. Deposit insurance is still the DICGC cover above.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at P&S, depending on the tenure.
  • P&S's FD table includes 15 special schemes; check eligibility and end dates.
official Effective 20 Oct 2026 · Ingested 25 Oct 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official P&S website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.