As of 5 Oct 2026, Punjab & Sind Bank offers up to 6.85% p.a. on its recurring deposit (RD) (666 days) for general customers and 7.35% p.a. (666 days) for senior citizens. Rates below are as published by the bank — confirm with P&S before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 1 year to 374 days |
5.60% | 6.10% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
375 days |
6.40% | 6.90% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
376 to 443 days |
5.60% | 6.10% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
444 days |
6.80% | 7.30% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
445 to 665 days |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
666 days |
6.85% | 7.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
667 to 669 days |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
22 months |
5.95% | 6.45% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 22 months to 2 years |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to 776 days |
5.95% | 6.45% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
777 days |
6.10% | 6.60% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
778 to 998 days |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
999 days |
6.00% | 6.50% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1000 days to 3 years |
5.95% | 6.45% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to 43 months |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
44 months |
5.95% | 6.45% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 44 months to 5 years |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years |
5.95% | 6.45% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 5 years to 65 months |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
66 months |
5.95% | 6.45% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 66 months to 10 years |
5.85% | 6.35% | Any amount | 16 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Punjab & Sind Bank offers up to 6.85% p.a. on its recurring deposit (RD) (666 days) for general customers and 7.35% p.a. (666 days) for senior citizens. Rates below are as published by the bank — confirm with P&S before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Punjab & Sind Bank, depending on the tenure.
Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 16 Jun 2026. Rates can change without notice, so verify on the official P&S website before investing.
Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official P&S website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.