Punjab & Sind Bank NRE Fixed Deposit interest rates · November 2026
Showing 17 of 20 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 year Callable |
5.85% | 5.85% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
above 1 year to 374 days Callable |
5.60% | 5.60% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
375 days 375-Day Special Below ₹3 crore |
6.40% | 6.40% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
375 days 375-Day Non-callable₹100.01 lakh to ₹299 lakh (non-callable) |
6.50% | 6.50% | ₹100.01 lakh to ₹299 lakh (non-callable) | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
376 to 443 days Callable |
5.60% | 5.60% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
444 days 444-Day Special Below ₹3 crore |
6.80% | 6.80% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
444 days 444-Day Non-callable₹100.01 lakh to ₹299 lakh (non-callable) |
6.90% | 6.90% | ₹100.01 lakh to ₹299 lakh (non-callable) | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
445 to 499 days Callable |
5.85% | 5.85% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
500 days 500-Day Special |
6.90% | 6.90% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
501 to 665 days Callable |
5.85% | 5.85% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
666 days 666-Day Special |
6.85% | 6.85% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
667 days to less than 2 years Callable |
6.95% | 6.95% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
2 years to 776 days Callable |
5.95% | 5.95% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
777 days 777-Day Special |
6.10% | 6.10% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
778 to 998 days Callable |
5.85% | 5.85% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
999 days 999-Day Special Below ₹3 crore |
6.00% | 6.00% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
999 days 999-Day Non-callable₹100.01 lakh to ₹299 lakh (non-callable) |
6.05% | 6.05% | ₹100.01 lakh to ₹299 lakh (non-callable) | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
1000 days to less than 3 years Callable |
5.95% | 5.95% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
3 years to less than 5 years Callable |
5.85% | 5.85% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
5 years Callable |
5.95% | 5.95% | Below ₹3 crore | 20 Oct 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 25 Oct 2026 |
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P&S NRE FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Rate printed as 6.95 on the bank's NRE page; the domestic card shows 5.85 for this band
Before you book
P&S NRE FD: frequently asked questions
What is the highest P&S NRE FD interest rate?
As of 14 Nov 2026, Punjab & Sind Bank offers up to 6.95% p.a. on its NRE fixed deposit (667 days to less than 2 years) for general customers. Rates below are as published by the bank. Confirm with P&S before investing.
Do senior citizens get higher NRE FD rates at P&S?
Punjab & Sind Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Is interest on P&S NRE FDs taxable in India?
Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.
When did P&S last change its NRE FD rates?
RateScan.in has recorded no change to Punjab & Sind Bank's NRE fixed deposit rates since it started tracking them on 25 Oct 2026.
What NRE fixed deposit tenures does P&S offer?
Punjab & Sind Bank's published NRE fixed deposit rate table has 11 tenure bands, from “1 year” to “5 years”.
Does P&S pay different NRE fixed deposit rates by deposit size?
Yes. Punjab & Sind Bank's table lists separate bands: Below ₹3 crore; ₹100.01 lakh to ₹299 lakh (non-callable). Each row shows the band it applies to.
Does P&S have special NRE fixed deposit schemes?
Punjab & Sind Bank's rate table lists these named schemes (9): 375-Day Special; 375-Day Non-Callable; 444-Day Special; 444-Day Non-Callable; 500-Day Special…. Check eligibility and end dates with the bank.
Is my NRE fixed deposit with P&S insured?
Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these P&S rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 Oct 2026. Rates can change without notice, so verify on the official P&S website before investing.
More P&S rates
NRE FD rates at other banks
Good to know
- Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- P&S is a public sector bank, majority owned by the Government of India. Deposit insurance is still the DICGC cover above.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at P&S, depending on the tenure.
- P&S's FD table includes 15 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official P&S website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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