Rates verified from official source

Proddatur Co-operative Town Bank Ltd. Fixed Deposit interest rates · November 2026

Proddatur Town Bank's best Fixed Deposit rate is 9.00% (1826 days and above), 1.00 points below the best on the market (10.00%).

  • Seniors: up to 9.50% (1826 days and above), 0.50 points above the general rate for that tenure.

What will my FD earn at Proddatur Town Bank?

Estimated value after 1 year · before tax ₹5,31,990 6.25% p.a. · ₹31,990 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 Days
To 60 Days
4.25% 4.75% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
61 Days To
180 Days
5.50% 6.00% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 Days
To 365 Days
6.25% 6.75% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
366 Days
To 730 Days
6.75% 7.25% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
731 Days To
1095 Days
7.25% 7.75% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1096 Days
To 1825 Days
8.25% 8.75% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1826 days
and above
9.00% 9.50% Any amount
1 Sept 2021
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Proddatur Town Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.25%
Before you book

Proddatur Town Bank Fixed Deposit: frequently asked questions

What is the highest Proddatur Town Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. offers up to 9.00% p.a. on its fixed deposit (FD) (1826 days and above) for general customers and 9.50% p.a. (1826 days and above) for senior citizens. Rates below are as published by the bank. Confirm with Proddatur Town Bank before investing.

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What is the Proddatur Town Bank 1-year FD interest rate?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Proddatur Town Bank 2-year FD interest rate?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Proddatur Town Bank 3-year FD interest rate?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Proddatur Town Bank 5-year FD interest rate?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Proddatur Town Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Proddatur Co-operative Town Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Proddatur Town Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Proddatur Co-operative Town Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Proddatur Town Bank offer?

Proddatur Co-operative Town Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 Days To 60 Days” to “1826 days and above”.

Does Proddatur Town Bank pay more than the Post Office Time Deposit?

Proddatur Co-operative Town Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Proddatur Town Bank's 1-year FD rate rank?

Proddatur Co-operative Town Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Proddatur Town Bank insured?

Deposits with Proddatur Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Proddatur Town Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2021. Rates can change without notice, so verify on the official Proddatur Town Bank website before investing.

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Good to know

  • Deposits with Proddatur Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Proddatur Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Proddatur Town Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Proddatur Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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