The Payyanur Co-operative Town Bank Ltd. interest rates · November 2026
What will my FD earn at Payyanur Town Bank?
Overview
The Payyanur Co-operative Town Bank Ltd. (Payyanur Town Bank) is an urban co-operative bank (UCB), headquartered in Payyanur. Its headline 1-year FD rate of 7.35% is 0.70% above the urban co-operative bank average of 6.65%, ranking #179 of 1033 banks on RateScan.in.
Rates as of 10 Sept 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The Payyanur Co-operative Town Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
11 branches, all in Kannur
Most branches: Kannur 11
From the bank's own branch list (checked 6 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: pctb.bank.in
Payyanur Town Bank rates
Every rate, tenure by tenure, and what your money grows to.
Payyanur Town Bank Fixed Deposit rate changes
Changes to Payyanur Town Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 6 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Payyanur Town Bank's fixed deposit (FD) rates has been recorded since tracking started on 6 Nov 2026.
Good to know
- Deposits with The Payyanur Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Payyanur Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Payyanur Town Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Payyanur Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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