Rates verified from official source

The Patiala Central Cooperative Bank Ltd. Fixed Deposit interest rates · November 2026

Patiala CCB's best Fixed Deposit rate is 6.60% (440 days), 2.90 points below the best on the market (9.50%).

  • Seniors: up to 7.10% (440 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Patiala CCB?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
3.15% 3.15% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
46 days
to 90 days
4.90% 4.90% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
179 days
5.00% 5.00% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
180 days
to 270 days
5.75% 5.75% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
271 days to
less than 1 year
6.00% 6.00% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
1 year
6.50% 7.00% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 1 year to
less than 2 years
6.35% 6.85% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
440 days
Super Special Deposit Scheme (440 days)
6.60% 7.10% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 2 years to
less than 3 years
6.25% 6.75% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
3 years and above
6.15% 6.65% Below ₹1 crore
8 Jul 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026

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Patiala CCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Patiala CCB Fixed Deposit: frequently asked questions

What is the highest Patiala CCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Patiala Central Cooperative Bank Ltd. offers up to 6.60% p.a. on its fixed deposit (FD) (440 days) for general customers and 7.10% p.a. (440 days) for senior citizens. Rates below are as published by the bank. Confirm with Patiala CCB before investing.

See today's top interest rates →

What is the Patiala CCB 1-year FD interest rate?

As of 14 Nov 2026, The Patiala Central Cooperative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 8 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Patiala CCB 3-year FD interest rate?

As of 14 Nov 2026, The Patiala Central Cooperative Bank Ltd. offers 6.15% p.a. on a 3-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 8 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Patiala CCB 5-year FD interest rate?

As of 14 Nov 2026, The Patiala Central Cooperative Bank Ltd. offers 6.15% p.a. on a 5-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 8 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Patiala CCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Patiala Central Cooperative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Patiala CCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Patiala Central Cooperative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Patiala CCB offer?

The Patiala Central Cooperative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “15 days to 45 days” to “3 years and above”.

Does Patiala CCB have special fixed deposit (FD) schemes?

The Patiala Central Cooperative Bank Ltd.'s rate table lists these named schemes (1): Super Special Deposit Scheme (440 days). Check eligibility and end dates with the bank.

Does Patiala CCB pay more than the Post Office Time Deposit?

The Patiala Central Cooperative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 3y 6.15% (PO 7.10%), 5y 6.15% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Patiala CCB's 1-year FD rate rank?

The Patiala Central Cooperative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Patiala CCB insured?

Deposits with The Patiala Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Patiala CCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 8 Jul 2026. Rates can change without notice, so verify on the official Patiala CCB website before investing.

Rate movements →

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Good to know

  • Deposits with The Patiala Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Patiala CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Patiala CCB, depending on the tenure.
  • Patiala CCB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Patiala CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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