Odisha Grameen Bank Fixed Deposit interest rates · November 2026
What will my FD earn at OGB?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
7 days to 14 days |
2.65% | 2.65% | 2.65% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
15 days to 90 days 4 slabs at this rate |
2.75% | 2.75% | 2.75% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
91 days to 120 days |
3.75% | 3.75% | 3.75% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
121 days to 179 days 2 slabs at this rate |
4.00% | 4.00% | 4.00% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
180 days to 270 days 2 slabs at this rate |
4.50% | 5.00% | 5.25% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
271 days to less than 1 year |
4.75% | 5.25% | 5.50% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
1 year |
6.05% | 6.55% | 6.80% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
More than 1 year to less than 2 years |
6.00% | 6.50% | 6.75% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
2 years to less than 3 years |
5.90% | 6.40% | 6.65% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
3 years to less than 5 years |
5.95% | 6.45% | 6.70% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
Tax Saver Deposit Scheme (5 years) Tax Saver |
5.85% | 5.85% | 5.85% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
5 years to less than 8 years |
5.85% | 6.35% | 6.60% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
8 years and above (up to 10 years) |
5.75% | 6.25% | 6.50% | Below ₹1 crore | 1 Dec 2025 stale | official captured from the bank's rate card 26 Sept 2026 |
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OGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.05%Before you book
OGB Fixed Deposit: frequently asked questions
What is the highest OGB Fixed Deposit interest rate?
As of 14 Nov 2026, Odisha Grameen Bank offers up to 6.05% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.55% p.a. (1 year) for senior citizens. Rates below are as published by the bank. Confirm with OGB before investing.
What is the OGB 1-year FD interest rate?
As of 14 Nov 2026, Odisha Grameen Bank offers 6.05% p.a. on a 1-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025. Source: the bank's official rate page.
What is the OGB 2-year FD interest rate?
As of 14 Nov 2026, Odisha Grameen Bank offers 5.90% p.a. on a 2-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025. Source: the bank's official rate page.
What is the OGB 3-year FD interest rate?
As of 14 Nov 2026, Odisha Grameen Bank offers 5.95% p.a. on a 3-year FD for general customers and 6.45% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025. Source: the bank's official rate page.
What is the OGB 5-year FD interest rate?
As of 14 Nov 2026, Odisha Grameen Bank offers 5.85% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at OGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Odisha Grameen Bank, depending on the tenure.
When did OGB last change its Fixed Deposit rates?
Odisha Grameen Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the general rate for 1095–1824 days went from 5.75% to 5.95%. RateScan.in has tracked OGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does OGB offer?
Odisha Grameen Bank's published fixed deposit (FD) rate table has 17 tenure bands, from “7 days to 14 days” to “8 years and above (up to 10 years)”.
Does OGB have special fixed deposit (FD) schemes?
Odisha Grameen Bank's rate table lists these named schemes (1): Tax Saver. Check eligibility and end dates with the bank.
Does OGB pay more than the Post Office Time Deposit?
Odisha Grameen Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.05% (PO 6.90%), 2y 5.90% (PO 7.00%), 3y 5.95% (PO 7.10%), 5y 5.85% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does OGB's 1-year FD rate rank?
Odisha Grameen Bank's 1-year general FD rate of 6.05% ranks #815 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with OGB insured?
Deposits with Odisha Grameen Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these OGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official OGB website before investing.
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Good to know
- Deposits with Odisha Grameen Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- OGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at OGB, depending on the tenure.
- OGB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official OGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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