Nagaland Rural Bank Fixed Deposit interest rates · November 2026
What will my FD earn at NagRB?
Showing 7 of 13 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate Below ₹1 crore |
3.00% | 3.50% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
7 days to 45 days 2 slabs at this rate Above ₹1 crore |
3.00% | 3.50% | Above ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 10 Nov 2026 |
46 days to 180 days 2 slabs at this rate Below ₹1 crore |
4.80% | 5.30% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
46 days to 180 days 2 slabs at this rate Above ₹1 crore |
4.00% | 4.50% | Above ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 10 Nov 2026 |
181 days to less than 1 year Below ₹1 crore |
5.50% | 6.00% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
181 days to less than 1 year Above ₹1 crore |
5.00% | 5.50% | Above ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 10 Nov 2026 |
1 year to less than 2 years Below ₹1 crore |
6.75% | 7.25% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
1 year to less than 2 years Above ₹1 crore |
6.30% | 6.80% | Above ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 10 Nov 2026 |
2 years to less than 3 years Below ₹1 crore |
6.40% | 6.90% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
2 years to less than 3 years Above ₹1 crore |
6.00% | 6.50% | Above ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 10 Nov 2026 |
3 years to less than 5 years |
6.20% | 6.70% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
3 years to 10 years 2 slabs at this rate |
5.75% | 6.25% | Above ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 10 Nov 2026 |
5 years up to 10 years |
6.00% | 6.50% | Below ₹1 crore | 7 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 11 Nov 2026 |
No rates match these filters.
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NagRB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
NagRB Fixed Deposit: frequently asked questions
What is the highest NagRB Fixed Deposit interest rate?
As of 14 Nov 2026, Nagaland Rural Bank offers up to 6.75% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.25% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with NagRB before investing.
What is the NagRB 1-year FD interest rate?
As of 14 Nov 2026, Nagaland Rural Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
What is the NagRB 2-year FD interest rate?
As of 14 Nov 2026, Nagaland Rural Bank offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
What is the NagRB 3-year FD interest rate?
As of 14 Nov 2026, Nagaland Rural Bank offers 6.20% p.a. on a 3-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
What is the NagRB 5-year FD interest rate?
As of 14 Nov 2026, Nagaland Rural Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at NagRB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nagaland Rural Bank, depending on the tenure.
When did NagRB last change its Fixed Deposit rates?
Nagaland Rural Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 18 Oct 2026: the general rate for 46 days to 90 days · Below ₹1 crore went from 4.25% to 5.00%. RateScan.in has tracked NagRB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does NagRB offer?
Nagaland Rural Bank's published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 14 days” to “5 years up to 10 years”.
Does NagRB pay different fixed deposit (FD) rates by deposit size?
Yes. Nagaland Rural Bank's table lists separate bands: Below ₹1 crore; Above ₹1 crore. Each row shows the band it applies to.
Does NagRB pay more than the Post Office Time Deposit?
Nagaland Rural Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 6.20% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does NagRB's 1-year FD rate rank?
Nagaland Rural Bank's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with NagRB insured?
Deposits with Nagaland Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these NagRB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 7 Jul 2025. Rates can change without notice, so verify on the official NagRB website before investing.
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Good to know
- Deposits with Nagaland Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- NagRB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at NagRB, depending on the tenure.
Informational only. Always confirm the current rate on the official NagRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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