Rates verified from official source

The Nadiad People's Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Nadiad Peoples Bank's best Fixed Deposit rate is 7.00% (above 24 months), 3.00 points below the best on the market (10.00%).

  • Seniors: up to 7.50% (above 24 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Nadiad Peoples Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
1 month to
6 months
3.00% 3.00% Any amount
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
6 months to
12 months
5.00% 5.00% Any amount
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
12 months
to 24 months
6.50% 7.00% Any amount
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
above 24 months
7.00% 7.50% Any amount
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Nadiad Peoples Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Nadiad Peoples Bank Fixed Deposit: frequently asked questions

What is the highest Nadiad Peoples Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Nadiad People's Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (above 24 months) for general customers and 7.50% p.a. (above 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Nadiad Peoples Bank before investing.

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What is the Nadiad Peoples Bank 1-year FD interest rate?

As of 14 Nov 2026, The Nadiad People's Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Nadiad Peoples Bank 2-year FD interest rate?

As of 14 Nov 2026, The Nadiad People's Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Nadiad Peoples Bank 3-year FD interest rate?

As of 14 Nov 2026, The Nadiad People's Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Nadiad Peoples Bank 5-year FD interest rate?

As of 14 Nov 2026, The Nadiad People's Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Nadiad Peoples Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Nadiad People's Co-operative Bank Ltd., depending on the tenure.

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When did Nadiad Peoples Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Nadiad People's Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Nadiad Peoples Bank offer?

The Nadiad People's Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “1 month to 6 months” to “above 24 months”.

Does Nadiad Peoples Bank pay more than the Post Office Time Deposit?

The Nadiad People's Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Nadiad Peoples Bank's 1-year FD rate rank?

The Nadiad People's Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Nadiad Peoples Bank insured?

Deposits with The Nadiad People's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Nadiad Peoples Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official Nadiad Peoples Bank website before investing.

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Good to know

  • Deposits with The Nadiad People's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Nadiad Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nadiad Peoples Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Nadiad Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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