Mizoram Co-operative Apex Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Mizo Apex Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days |
3.15% | 3.65% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 180 days 2 slabs at this rate |
5.15% | 5.65% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
181 days to less than 1 year |
6.10% | 6.60% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 to less than 2 years |
6.45% | 6.95% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
442 days Sekibuhchhuak 442 Days |
6.70% | 7.20% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
2 to less than 3 years |
6.55% | 7.05% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
3 to less than 5 years |
6.45% | 6.95% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
5 to 8 years and above 2 slabs at this rate |
6.25% | 6.75% | Any amount | 1 Aug 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
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Mizo Apex Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.45%Before you book
Mizo Apex Bank Fixed Deposit: frequently asked questions
What is the highest Mizo Apex Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Mizoram Co-operative Apex Bank offers up to 6.70% p.a. on its fixed deposit (FD) (442 days) for general customers and 7.20% p.a. (442 days) for senior citizens. Rates below are as published by the bank. Confirm with Mizo Apex Bank before investing.
What is the Mizo Apex Bank 1-year FD interest rate?
As of 14 Nov 2026, Mizoram Co-operative Apex Bank offers 6.45% p.a. on a 1-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Mizo Apex Bank 2-year FD interest rate?
As of 14 Nov 2026, Mizoram Co-operative Apex Bank offers 6.55% p.a. on a 2-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Mizo Apex Bank 3-year FD interest rate?
As of 14 Nov 2026, Mizoram Co-operative Apex Bank offers 6.55% p.a. on a 3-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Mizo Apex Bank 5-year FD interest rate?
As of 14 Nov 2026, Mizoram Co-operative Apex Bank offers 6.45% p.a. on a 5-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mizo Apex Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizoram Co-operative Apex Bank, depending on the tenure.
When did Mizo Apex Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Mizoram Co-operative Apex Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does Mizo Apex Bank offer?
Mizoram Co-operative Apex Bank's published fixed deposit (FD) rate table has 9 tenure bands, from “7 to 45 days” to “8 years and above”.
Does Mizo Apex Bank have special fixed deposit (FD) schemes?
Mizoram Co-operative Apex Bank's rate table lists these named schemes (1): Sekibuhchhuak 442 Days. Check eligibility and end dates with the bank.
Does Mizo Apex Bank pay more than the Post Office Time Deposit?
Mizoram Co-operative Apex Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.45% (PO 6.90%), 2y 6.55% (PO 7.00%), 3y 6.55% (PO 7.10%), 5y 6.45% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mizo Apex Bank's 1-year FD rate rank?
Mizoram Co-operative Apex Bank's 1-year general FD rate of 6.45% ranks #707 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Mizo Apex Bank insured?
Deposits with Mizoram Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mizo Apex Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Mizo Apex Bank website before investing.
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Good to know
- Deposits with Mizoram Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mizo Apex Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizo Apex Bank, depending on the tenure.
- Mizo Apex Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Mizo Apex Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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