Rates verified from official source

Mizoram Co-operative Apex Bank interest rates · November 2026

What will my FD earn at Mizo Apex Bank?

Estimated value after 1 year · before tax ₹5,33,038 6.45% p.a. · ₹33,038 interest · quarterly compounding

Overview

Mizoram Co-operative Apex Bank (Mizo Apex Bank) is a state co-operative apex bank, headquartered in Aizawl. Its headline 1-year FD rate of 6.45% is 0.28% below the state co-operative bank average of 6.73%, ranking #707 of 1033 banks on RateScan.in.

Headquarters
Aizawl
Monitored since
30 Sept 2026
Ownership
State co-operative apex bank for Mizoram
Operates in
Mizoram

Rates as of 1 Aug 2025, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names Mizoram Co-operative Apex Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

23 branches in 8 districts

Most branches: Aizawl 11, Lunglei 4, Champhai 3

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Mizo Apex Bank Fixed Deposit rate changes

Changes to Mizo Apex Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Mizo Apex Bank's fixed deposit (FD) rates has been recorded since tracking started on 30 Sept 2026.

Good to know

  • Deposits with Mizoram Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mizo Apex Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizo Apex Bank, depending on the tenure.
  • Mizo Apex Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Mizo Apex Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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