Rates verified from official source

Shrimant Malojiraje Sahakari Bank Ltd., Phaltan Fixed Deposit interest rates · November 2026

Malojiraje Sahakari Bank's best Fixed Deposit rate is 7.50% (above 13 months to 24 months), 2.00 points below the best on the market (9.50%).

  • Seniors: up to 8.00% (above 13 months to 24 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Malojiraje Sahakari Bank?

Estimated value after 1 year · before tax ₹5,30,682 6.00% p.a. · ₹30,682 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
To 90 Days
Any amount
5.00% 5.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
15 days
To 90 Days
Above ₹15 lakh
5.50% 5.50% Above ₹15 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 days To
180 Days
Any amount
5.25% 5.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 days To
180 Days
Above ₹15 lakh
5.75% 5.75% Above ₹15 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 days to
13 months
Any amount
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 days to
13 months
Above ₹15 lakh
6.50% 6.50% Above ₹15 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
above 13 months
to 24 months
Any amount
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
above 13 months
to 24 months
Above ₹15 lakh
8.00% 8.00% Above ₹15 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
above 2 years
Any amount
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
above 2 years
Above ₹15 lakh
6.50% 6.50% Above ₹15 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Malojiraje Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.00%
  • single fixed deposit above ₹15 lakh: the bank's second column
Before you book

Malojiraje Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Malojiraje Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers up to 7.50% p.a. on its fixed deposit (FD) (above 13 months to 24 months) for general customers and 8.00% p.a. (above 13 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Malojiraje Sahakari Bank before investing.

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What is the Malojiraje Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Malojiraje Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Malojiraje Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Malojiraje Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Malojiraje Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shrimant Malojiraje Sahakari Bank Ltd., Phaltan, depending on the tenure.

See today's top senior citizen rates →

When did Malojiraje Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Malojiraje Sahakari Bank offer?

Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's published fixed deposit (FD) rate table has 5 tenure bands, from “15 days To 90 Days” to “above 2 years”.

Does Malojiraje Sahakari Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's table lists separate bands: Any amount; Above ₹15 lakh. Each row shows the band it applies to.

Does Malojiraje Sahakari Bank pay more than the Post Office Time Deposit?

Shrimant Malojiraje Sahakari Bank Ltd., Phaltan pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Malojiraje Sahakari Bank's 1-year FD rate rank?

Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Malojiraje Sahakari Bank insured?

Deposits with Shrimant Malojiraje Sahakari Bank Ltd., Phaltan are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Malojiraje Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Malojiraje Sahakari Bank website before investing.

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Good to know

  • Deposits with Shrimant Malojiraje Sahakari Bank Ltd., Phaltan are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Malojiraje Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Malojiraje Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Malojiraje Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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