Lala Urban Co-operative Bank Ltd., Narayangaon Fixed Deposit interest rates · November 2026
What will my FD earn at Lala Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 30 days |
3.50% | 3.50% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
31 days to 90 days |
5.00% | 5.00% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
6.25% | 6.25% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 395 days |
6.50% | 6.50% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 months to 35 months |
7.50% | 8.00% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
18 months 18-month deposit (simple interest) |
8.00% | 8.50% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
24 months |
7.80% | – | ₹15 lakh and above | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
36 months to 36 months |
7.60% | 8.10% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
36 months |
8.00% | – | ₹15 lakh and above | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
37 months to 60 months |
7.90% | 8.40% | Any amount | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
48 months |
8.15% | – | ₹15 lakh and above | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Lala Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%- single deposit of ₹15 lakh and above, simple interest
Before you book
Lala Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Lala Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Lala Urban Co-operative Bank Ltd., Narayangaon offers up to 8.00% p.a. on its fixed deposit (FD) (18 months) for general customers and 8.50% p.a. (18 months) for senior citizens. Rates below are as published by the bank. Confirm with Lala Urban Co-op Bank before investing.
What is the Lala Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Lala Urban Co-operative Bank Ltd., Narayangaon offers 6.50% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lala Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Lala Urban Co-operative Bank Ltd., Narayangaon offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lala Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Lala Urban Co-operative Bank Ltd., Narayangaon offers 7.60% p.a. on a 3-year FD for general customers and 8.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lala Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Lala Urban Co-operative Bank Ltd., Narayangaon offers 7.90% p.a. on a 5-year FD for general customers and 8.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Lala Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Lala Urban Co-operative Bank Ltd., Narayangaon, depending on the tenure.
When did Lala Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Lala Urban Co-operative Bank Ltd., Narayangaon's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Lala Urban Co-op Bank offer?
Lala Urban Co-operative Bank Ltd., Narayangaon's published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 30 days” to “37 months to 60 months”.
Does Lala Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Lala Urban Co-operative Bank Ltd., Narayangaon's table lists separate bands: Any amount; ₹15 lakh and above. Each row shows the band it applies to.
Does Lala Urban Co-op Bank have special fixed deposit (FD) schemes?
Lala Urban Co-operative Bank Ltd., Narayangaon's rate table lists these named schemes (1): 18-month deposit (simple interest). Check eligibility and end dates with the bank.
Does Lala Urban Co-op Bank pay more than the Post Office Time Deposit?
Lala Urban Co-operative Bank Ltd., Narayangaon pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.60% (PO 7.10%), 5y 7.90% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Lala Urban Co-op Bank's 1-year FD rate rank?
Lala Urban Co-operative Bank Ltd., Narayangaon's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Lala Urban Co-op Bank insured?
Deposits with Lala Urban Co-operative Bank Ltd., Narayangaon are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Lala Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official Lala Urban Co-op Bank website before investing.
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Good to know
- Deposits with Lala Urban Co-operative Bank Ltd., Narayangaon are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Lala Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Lala Urban Co-op Bank, depending on the tenure.
- Lala Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Lala Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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