IndusInd Bank Fixed Deposit interest rates · November 2026
What will my FD earn at IndusInd?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 30 days |
3.25% | 3.75% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
31 days to 45 days |
3.50% | 4.00% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
46 days to 60 days |
4.50% | 5.00% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
61 days to 90 days |
4.75% | 5.25% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
91 days to 179 days 2 slabs at this rate |
5.00% | 5.50% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
180 days |
6.00% | 6.50% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
181 days to 210 days |
5.75% | 6.25% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
211 days to 269 days |
6.00% | 6.50% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
270 days to 364 days |
6.25% | 6.75% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
1 Year to below 1 Year 6 Month |
6.75% | 7.25% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
1 Year 6 months to below 2 Years 2 slabs at this rate |
6.90% | 7.40% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
2 Years to 3 Years |
7.25% | 7.85% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 30 Oct 2026 |
Above 3 Years up to below 61 Months |
6.65% | 7.15% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
Tax Saver (5 years) |
6.65% | 7.15% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
61 Months and above |
6.50% | 7.00% | Below ₹3 crore (retail) | 13 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
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IndusInd FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
IndusInd Fixed Deposit: frequently asked questions
What is the highest IndusInd Fixed Deposit interest rate?
As of 14 Nov 2026, IndusInd Bank offers up to 7.25% p.a. on its fixed deposit (FD) (2 Years to 3 Years) for general customers and 7.85% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank. Confirm with IndusInd before investing.
What is the IndusInd 1-year FD interest rate?
As of 14 Nov 2026, IndusInd Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 13 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the IndusInd 2-year FD interest rate?
As of 14 Nov 2026, IndusInd Bank offers 7.25% p.a. on a 2-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 13 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the IndusInd 5-year FD interest rate?
As of 14 Nov 2026, IndusInd Bank offers 6.65% p.a. on a 5-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 13 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at IndusInd?
Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at IndusInd Bank, depending on the tenure.
When did IndusInd last change its Fixed Deposit rates?
RateScan.in has recorded no change to IndusInd Bank's fixed deposit (FD) rates since it started tracking them on 19 Sept 2026.
What fixed deposit (FD) tenures does IndusInd offer?
IndusInd Bank's published fixed deposit (FD) rate table has 17 tenure bands, from “7 days to 30 days” to “61 Months and above”.
Does IndusInd pay more than the Post Office Time Deposit?
IndusInd Bank pays more than the Post Office Time Deposit at 1 of 3 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.25% (PO 7.00%), 5y 6.65% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does IndusInd's 1-year FD rate rank?
IndusInd Bank's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with IndusInd insured?
Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these IndusInd rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 13 Oct 2026. Rates can change without notice, so verify on the official IndusInd website before investing.
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Good to know
- Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- IndusInd is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.60% p.a. more than general customers at IndusInd, depending on the tenure.
Informational only. Always confirm the current rate on the official IndusInd website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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