As of 5 Oct 2026, IndusInd Bank offers up to 7.00% p.a. on its recurring deposit (RD) (2 Years to 3 Years) for general customers and 7.75% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank — confirm with IndusInd before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 Year to below 1 Year 6 Month |
6.75% | 7.25% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 Year 6 months to below 1 Year 7 months |
6.90% | 7.40% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 Year 7 months to below 2 Years |
6.90% | 7.40% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Years to 3 Years |
7.00% | 7.75% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 Years up to below 61 Months |
6.65% | 7.15% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
Tax Saver (5 years) |
6.65% | 7.15% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
61 Months and above |
6.50% | 7.00% | Any amount | 23 Apr 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, IndusInd Bank offers up to 7.00% p.a. on its recurring deposit (RD) (2 Years to 3 Years) for general customers and 7.75% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank — confirm with IndusInd before investing.
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at IndusInd Bank, depending on the tenure.
Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 23 Apr 2026. Rates can change without notice, so verify on the official IndusInd website before investing.
Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official IndusInd website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.