Indian Bank Fixed Deposit interest rates · November 2026

As of 14 Nov 2026, Indian Bank offers up to 6.80% p.a. on its fixed deposit (FD) (IND GROW (555 days)) for general customers and 7.30% p.a. (IND GROW (555 days)) for senior citizens. Rates below are as published by the bank. Confirm with Indian before investing.

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As of 14 Nov 2026, Indian Bank offers 6.10% p.a. on a 1-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Indian Bank offers 6.15% p.a. on a 2-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Indian Bank offers 6.05% p.a. on a 3-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Indian Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Indian Bank, depending on the tenure.

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RateScan.in has recorded no change to Indian Bank's fixed deposit (FD) rates since it started tracking them on 18 Sept 2026.

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Indian Bank's published fixed deposit (FD) rate table has 21 tenure bands, from “7 to 14 days” to “above 5 years”.

Yes. Indian Bank's table lists separate bands: Below ₹3 crore; ₹3 crore to ₹5 crore. Each row shows the band it applies to.

Indian Bank's rate table lists these named schemes (5): Non-Callable; IND Supreme 2.0; IND GREEN; IND GROW; IND PROSPER. Check eligibility and end dates with the bank.

Indian Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.10% (PO 6.90%), 2y 6.15% (PO 7.00%), 3y 6.05% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

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Indian Bank's 1-year general FD rate of 6.10% ranks #809 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Deposits with Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Oct 2026. Rates can change without notice, so verify on the official Indian website before investing.

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