Rates verified from official source

Indian Bank FCNR(B) Deposit interest rates · October 2026

As of 5 Oct 2026, Indian Bank offers up to 5.50% p.a. on its FCNR(B) deposit (1 Yr to <2 Yrs, USD) for general customers. Rates below are as published by the bank — confirm with Indian before investing.

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toAs ofSource
AUD 1 Yr to <2 Yrs 3.60% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
AUD 2 Yrs & above to < 3 Yrs 3.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
AUD 3 Yrs & above to < 4 Yrs 2.05% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
AUD 4 Yrs & above to < 5 Yrs 2.30% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
AUD Exactly 5 Years 2.45% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CAD 1 Yr to <2 Yrs 3.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CAD 2 Yrs & above to < 3 Yrs 3.30% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CAD 3 Yrs & above to < 4 Yrs 3.00% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CAD 4 Yrs & above to < 5 Yrs 3.00% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CAD Exactly 5 Years 3.00% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CHF 1 Yr to <2 Yrs 0.01% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CHF 2 Yrs & above to < 3 Yrs 0.01% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CHF 3 Yrs & above to < 4 Yrs 0.02% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CHF 4 Yrs & above to < 5 Yrs 0.03% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
CHF Exactly 5 Years 0.05% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 1 Yr to <2 Yrs 1.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 2 Yrs & above to < 3 Yrs 1.80% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 3 Yrs & above to < 4 Yrs 1.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 4 Yrs & above to < 5 Yrs 1.25% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR Exactly 5 Years 1.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 1 Yr to <2 Yrs 4.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 2 Yrs & above to < 3 Yrs 3.00% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 3 Yrs & above to < 4 Yrs 3.00% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 4 Yrs & above to < 5 Yrs 2.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP Exactly 5 Years 2.70% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
JPY 1 Yr to <2 Yrs 0.10% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
JPY 2 Yrs & above to < 3 Yrs 0.13% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
JPY 3 Yrs & above to < 4 Yrs 0.12% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
JPY 4 Yrs & above to < 5 Yrs 0.13% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
JPY Exactly 5 Years 0.14% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD 1 Yr to <2 Yrs 3.00% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD 2 Yrs & above to < 3 Yrs 0.40% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD 3 Yrs & above to < 4 Yrs 0.49% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD 4 Yrs & above to < 5 Yrs 0.55% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD Exactly 5 Years 0.61% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 1 Yr to <2 Yrs 5.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 2 Yrs & above to < 3 Yrs 3.80% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 3 Yrs & above to < 4 Yrs 3.50% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 4 Yrs & above to < 5 Yrs 3.40% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD Exactly 5 Years 3.40% Any amount
6 Apr 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026

Indian FCNR(B): frequently asked questions

What is the highest Indian FCNR(B) interest rate?

As of 5 Oct 2026, Indian Bank offers up to 5.50% p.a. on its FCNR(B) deposit (1 Yr to <2 Yrs, USD) for general customers. Rates below are as published by the bank — confirm with Indian before investing.

Which currencies does Indian offer for FCNR(B) deposits?

Indian Bank lists FCNR(B) rates for AUD, CAD, CHF, EUR, GBP, JPY, SGD, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

Is my FCNR(B) deposit with Indian insured?

Deposits with Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Indian rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 6 Apr 2026. Rates can change without notice, so verify on the official Indian website before investing.

Good to know

Deposits with Indian Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Indian website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.