The Godhra Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Godhra Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 90 days 3 slabs at this rate |
3.00% | 3.00% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 364 days 2 slabs at this rate |
5.00% | 5.00% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
365 days to 730 days |
7.00% | 7.50% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
400 days 400-day deposit |
8.00% | 8.00% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
731 days to 1095 days |
7.50% | 8.00% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1096 days to 1825 days |
7.75% | 8.25% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1826 days and above |
8.01% | 8.51% | Any amount | 11 Aug 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Godhra Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Godhra Urban Bank Fixed Deposit: frequently asked questions
What is the highest Godhra Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Godhra Urban Co-operative Bank Ltd. offers up to 8.01% p.a. on its fixed deposit (FD) (1826 days and above) for general customers and 8.51% p.a. (1826 days and above) for senior citizens. Rates below are as published by the bank. Confirm with Godhra Urban Bank before investing.
What is the Godhra Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Godhra Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Aug 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Godhra Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Godhra Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Aug 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Godhra Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, The Godhra Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Aug 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Godhra Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Godhra Urban Co-operative Bank Ltd. offers 7.75% p.a. on a 5-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Aug 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Godhra Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Godhra Urban Co-operative Bank Ltd., depending on the tenure.
When did Godhra Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Godhra Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Godhra Urban Bank offer?
The Godhra Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 14 days” to “1826 days and above”.
Does Godhra Urban Bank have special fixed deposit (FD) schemes?
The Godhra Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): 400-day deposit. Check eligibility and end dates with the bank.
Does Godhra Urban Bank pay more than the Post Office Time Deposit?
The Godhra Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Godhra Urban Bank's 1-year FD rate rank?
The Godhra Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Godhra Urban Bank insured?
Deposits with The Godhra Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Godhra Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 11 Aug 2024. Rates can change without notice, so verify on the official Godhra Urban Bank website before investing.
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Good to know
- Deposits with The Godhra Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Godhra Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Godhra Urban Bank, depending on the tenure.
- Godhra Urban Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Godhra Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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