Dhanlaxmi Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Dhanlaxmi?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 45 Days 2 slabs at this rate |
4.00% | 4.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
46 Days to 90 Days 2 slabs at this rate |
4.50% | 4.50% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
91 Days to 179 Days |
5.00% | 5.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
180 Days to less than 1 Year |
5.50% | 5.50% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
1 Year and above up to & inclusive of 2 years |
6.25% | 6.75% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
370 Days 370-day Special |
7.00% | 7.50% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
666 Days 666-day Special |
7.10% | 7.60% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 2 years upto & inclusive of 3 years |
6.50% | 7.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 3 years upto & inclusive of 5 years |
6.50% | 7.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1111 days 1111-day Special |
7.25% | 7.75% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 5 years upto & inclusive of 10 years |
6.60% | 7.10% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Compare Dhanlaxmi FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Dhanlaxmi FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Dhanlaxmi Fixed Deposit: frequently asked questions
What is the highest Dhanlaxmi Fixed Deposit interest rate?
As of 14 Nov 2026, Dhanlaxmi Bank offers up to 7.25% p.a. on its fixed deposit (FD) (1111 days) for general customers and 7.75% p.a. (1111 days) for senior citizens. Rates below are as published by the bank. Confirm with Dhanlaxmi before investing.
What is the Dhanlaxmi 1-year FD interest rate?
As of 14 Nov 2026, Dhanlaxmi Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Dhanlaxmi 3-year FD interest rate?
As of 14 Nov 2026, Dhanlaxmi Bank offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Dhanlaxmi?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dhanlaxmi Bank, depending on the tenure.
When did Dhanlaxmi last change its Fixed Deposit rates?
RateScan.in has recorded no change to Dhanlaxmi Bank's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does Dhanlaxmi offer?
Dhanlaxmi Bank's published fixed deposit (FD) rate table has 10 tenure bands, from “7 Days to 14 Days” to “Above 5 years upto & inclusive of 10 years”.
Does Dhanlaxmi have special fixed deposit (FD) schemes?
Dhanlaxmi Bank's rate table lists these named schemes (3): 370-day Special; 666-day Special; 1111-day Special. Check eligibility and end dates with the bank.
Does Dhanlaxmi pay more than the Post Office Time Deposit?
Dhanlaxmi Bank pays more than the Post Office Time Deposit at 0 of 2 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 3y 6.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Dhanlaxmi's 1-year FD rate rank?
Dhanlaxmi Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Dhanlaxmi insured?
Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Dhanlaxmi rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Dhanlaxmi website before investing.
More Dhanlaxmi rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Dhanlaxmi with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Good to know
- Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Dhanlaxmi is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dhanlaxmi, depending on the tenure.
- Dhanlaxmi's FD table includes 3 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Dhanlaxmi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.