As of 5 Oct 2026, Dhanlaxmi Bank offers up to 6.60% p.a. on its recurring deposit (RD) (Above 5 years upto & inclusive of 10 years) for general customers and 7.10% p.a. (Above 5 years upto & inclusive of 10 years) for senior citizens. Rates below are as published by the bank — confirm with Dhanlaxmi before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 Year and above up to & inclusive of 2 years |
6.25% | 6.75% | Any amount | 2 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years upto & inclusive of 3 years |
6.50% | 7.00% | Any amount | 2 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years upto & inclusive of 5 years |
6.50% | 7.00% | Any amount | 2 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years upto & inclusive of 10 years |
6.60% | 7.10% | Any amount | 2 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Dhanlaxmi Bank offers up to 6.60% p.a. on its recurring deposit (RD) (Above 5 years upto & inclusive of 10 years) for general customers and 7.10% p.a. (Above 5 years upto & inclusive of 10 years) for senior citizens. Rates below are as published by the bank — confirm with Dhanlaxmi before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dhanlaxmi Bank, depending on the tenure.
Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 2 Sept 2026. Rates can change without notice, so verify on the official Dhanlaxmi website before investing.
Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Dhanlaxmi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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