Rates verified from official source

Dhanlaxmi Bank NRE Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Dhanlaxmi Bank offers up to 6.60% p.a. on its NRE fixed deposit (Above 5 years upto & inclusive of 10 years) for general customers. Rates below are as published by the bank — confirm with Dhanlaxmi before investing.

NRE Fixed Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Above 1 year upto & inclusive of 2 years
6.25% 6.25% Any amount
1 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Above 2 years upto & inclusive of 3 years
6.50% 6.50% Any amount
1 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Above 3 years upto & inclusive of 5 years
6.50% 6.50% Any amount
1 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Above 5 years upto & inclusive of 10 years
6.60% 6.60% Any amount
1 Jun 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Source ↗

Dhanlaxmi NRE FD: frequently asked questions

What is the highest Dhanlaxmi NRE FD interest rate?

As of 5 Oct 2026, Dhanlaxmi Bank offers up to 6.60% p.a. on its NRE fixed deposit (Above 5 years upto & inclusive of 10 years) for general customers. Rates below are as published by the bank — confirm with Dhanlaxmi before investing.

Do senior citizens get higher NRE FD rates at Dhanlaxmi?

Dhanlaxmi Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on Dhanlaxmi NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

Is my NRE fixed deposit with Dhanlaxmi insured?

Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Dhanlaxmi rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jun 2026. Rates can change without notice, so verify on the official Dhanlaxmi website before investing.

Good to know

Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Dhanlaxmi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.