Bilaspur Nagarik Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Bilaspur Nagarik Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 89 days |
3.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
90 days to 179 days |
5.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
180 days to less than 1 years |
5.40% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
1 years to less than 2 years |
6.20% | 6.70% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
2 years to 3 years and above 2 slabs at this rate |
6.40% | 6.90% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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Bilaspur Nagarik Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.20%Before you book
Bilaspur Nagarik Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Bilaspur Nagarik Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Bilaspur Nagarik Sahakari Bank Ltd. offers up to 6.40% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 6.90% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Bilaspur Nagarik Sahakari Bank before investing.
What is the Bilaspur Nagarik Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Bilaspur Nagarik Sahakari Bank Ltd. offers 6.20% p.a. on a 1-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bilaspur Nagarik Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Bilaspur Nagarik Sahakari Bank Ltd. offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bilaspur Nagarik Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Bilaspur Nagarik Sahakari Bank Ltd. offers 6.40% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bilaspur Nagarik Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Bilaspur Nagarik Sahakari Bank Ltd. offers 6.40% p.a. on a 5-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bilaspur Nagarik Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bilaspur Nagarik Sahakari Bank Ltd., depending on the tenure.
When did Bilaspur Nagarik Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bilaspur Nagarik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Bilaspur Nagarik Sahakari Bank offer?
Bilaspur Nagarik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 89 days” to “3 years and above”.
Does Bilaspur Nagarik Sahakari Bank pay more than the Post Office Time Deposit?
Bilaspur Nagarik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.20% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.40% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bilaspur Nagarik Sahakari Bank's 1-year FD rate rank?
Bilaspur Nagarik Sahakari Bank Ltd.'s 1-year general FD rate of 6.20% ranks #798 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bilaspur Nagarik Sahakari Bank insured?
Deposits with Bilaspur Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bilaspur Nagarik Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Bilaspur Nagarik Sahakari Bank website before investing.
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Good to know
- Deposits with Bilaspur Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bilaspur Nagarik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bilaspur Nagarik Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Bilaspur Nagarik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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