Bandhan Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Bandhan?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 30 days 2 slabs at this rate |
2.95% | 3.70% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
31 days to less than 2 months |
3.45% | 4.20% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
2 months to less than 1 year 3 slabs at this rate |
4.20% | 4.95% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1 year to less than 2 years 3 slabs at this rate |
7.00% | 7.50% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
2 years to less than 3 years |
7.45% | 7.95% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
3 years to less than 5 years |
7.25% | 7.75% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
5 years to up to 10 years |
5.85% | 6.60% | Below ₹3 crore (retail) | 20 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Compare Bandhan FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Bandhan FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Bandhan Fixed Deposit: frequently asked questions
What is the highest Bandhan Fixed Deposit interest rate?
As of 14 Nov 2026, Bandhan Bank offers up to 7.45% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Bandhan before investing.
What is the Bandhan 1-year FD interest rate?
As of 14 Nov 2026, Bandhan Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bandhan 2-year FD interest rate?
As of 14 Nov 2026, Bandhan Bank offers 7.45% p.a. on a 2-year FD for general customers and 7.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bandhan 3-year FD interest rate?
As of 14 Nov 2026, Bandhan Bank offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bandhan 5-year FD interest rate?
As of 14 Nov 2026, Bandhan Bank offers 5.85% p.a. on a 5-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bandhan?
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Bandhan Bank, depending on the tenure.
When did Bandhan last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bandhan Bank's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does Bandhan offer?
Bandhan Bank's published fixed deposit (FD) rate table has 12 tenure bands, from “7 days to 14 days” to “5 years to up to 10 years”.
Does Bandhan pay more than the Post Office Time Deposit?
Bandhan Bank pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.45% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 5.85% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bandhan's 1-year FD rate rank?
Bandhan Bank's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bandhan insured?
Deposits with Bandhan Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bandhan rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 Jun 2026. Rates can change without notice, so verify on the official Bandhan website before investing.
More Bandhan rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Bandhan with similar banks
Next banks down at 1 year
Compare Bandhan with other banks
See Bandhan FD rates side by side against India's top banks.
Good to know
- Deposits with Bandhan Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bandhan is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Bandhan, depending on the tenure.
Informational only. Always confirm the current rate on the official Bandhan website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.